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Carta vs Gusto

A detailed comparison of Carta and Gusto in 2026. Compare pricing plans, features, and find out which finance service is right for you.

Carta

Equity management platform for companies and investors

Carta is a financial and accounting service that provides equity management platform for companies and investors. Founded in 2012 and headquartered in San Francisco, California, Carta offers 3 pricing plans. It offers a free tier as well as paid plans starting from $999/month. Key features include Cap table management, 409A valuations, Equity plans, Fund admin. Carta is a popular choice for users looking for quality finance subscriptions.

equitycap-tablevaluationsinvestors

Gusto

Payroll, benefits, and HR for small businesses

Gusto is a financial and accounting service that provides payroll, benefits, and hr for small businesses. Founded in 2011 and headquartered in San Francisco, California, Gusto offers 3 pricing plans. Plans start from $40/month. Key features include Payroll, Benefits admin, Time tracking, Hiring. Gusto is a popular choice for users looking for quality finance subscriptions.

payrollhrbenefitssmall-business

Feature Comparison

Side-by-side comparison of features and capabilities

FeatureCartaGusto
Starting PriceFree$40/mo
Plans Available33
Year Founded20122011
HeadquartersSan Francisco, CaliforniaSan Francisco, California
Cap table management
409A valuations
Equity plans
Fund admin
Investor portal
Payroll
Benefits admin
Time tracking
Hiring
Tax filing
Workers comp

Pricing Comparison

Compare all available plans and pricing tiers

Carta Pricing

Starter
Free
Growth
$999/mo
Scale
Varies

Gusto Pricing

Simple
$40/mo
Plus
$80/mo
Premium
Varies

Frequently Asked Questions

Is Carta or Gusto better in 2026?

Both Carta and Gusto are excellent finance services. Carta offers Cap table management and 409A valuations, while Gusto features Payroll and Benefits admin. The best choice depends on your specific needs and budget.

How much does Carta cost compared to Gusto?

Carta starts at $999/month, while Gusto starts at $40/month. Both offer multiple pricing tiers to fit different budgets.

Can I track both Carta and Gusto subscriptions?

Yes! TrackMySubscriptions lets you track all your subscriptions in one place, including Carta and Gusto. Get renewal alerts, spending analytics, and never miss a payment — 100% free.

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