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Carta vs Substack

A detailed comparison of Carta and Substack in 2026. Compare pricing plans, features, and find out which finance service is right for you.

Carta

Equity management platform for companies and investors

Carta is a financial and accounting service that provides equity management platform for companies and investors. Founded in 2012 and headquartered in San Francisco, California, Carta offers 3 pricing plans. It offers a free tier as well as paid plans starting from $999/month. Key features include Cap table management, 409A valuations, Equity plans, Fund admin. Carta is a popular choice for users looking for quality finance subscriptions.

equitycap-tablevaluationsinvestors

Substack

Platform for independent newsletter writers

Substack is a news and media service that provides platform for independent newsletter writers. Founded in 2017 and headquartered in San Francisco, California, Substack offers 2 pricing plans. It offers a free tier as well as paid plans starting from $undefined/month. Key features include Newsletter platform, Podcasts, Chat, Notes. Substack is a popular choice for users looking for quality news subscriptions.

newslettersindependentwritersplatform

Feature Comparison

Side-by-side comparison of features and capabilities

FeatureCartaSubstack
Starting PriceFreeFree
Plans Available32
Year Founded20122017
HeadquartersSan Francisco, CaliforniaSan Francisco, California
Cap table management
409A valuations
Equity plans
Fund admin
Investor portal
Newsletter platform
Podcasts
Chat
Notes
Community
Monetization

Pricing Comparison

Compare all available plans and pricing tiers

Carta Pricing

Starter
Free
Growth
$999/mo
Scale
Varies

Substack Pricing

Free to read
Free
Creator varies
Varies

Frequently Asked Questions

Is Carta or Substack better in 2026?

Both Carta and Substack are excellent finance services. Carta offers Cap table management and 409A valuations, while Substack features Newsletter platform and Podcasts. The best choice depends on your specific needs and budget.

How much does Carta cost compared to Substack?

Carta starts at $999/month, while Substack starts at $Free/month. Both offer multiple pricing tiers to fit different budgets.

Can I track both Carta and Substack subscriptions?

Yes! TrackMySubscriptions lets you track all your subscriptions in one place, including Carta and Substack. Get renewal alerts, spending analytics, and never miss a payment — 100% free.

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