Carta vs Wave
A detailed comparison of Carta and Wave in 2026. Compare pricing plans, features, and find out which finance service is right for you.
Carta
Equity management platform for companies and investors
Carta is a financial and accounting service that provides equity management platform for companies and investors. Founded in 2012 and headquartered in San Francisco, California, Carta offers 3 pricing plans. It offers a free tier as well as paid plans starting from $999/month. Key features include Cap table management, 409A valuations, Equity plans, Fund admin. Carta is a popular choice for users looking for quality finance subscriptions.
Wave
Free accounting and invoicing for small businesses
Wave is a financial and accounting service that provides free accounting and invoicing for small businesses. Founded in 2010 and headquartered in Toronto, Canada, Wave offers 2 pricing plans. It offers a free tier as well as paid plans starting from $16/month. Key features include Free accounting, Invoicing, Receipts scanning, Payments. Wave is a popular choice for users looking for quality finance subscriptions.
Feature Comparison
Side-by-side comparison of features and capabilities
| Feature | Carta | Wave |
|---|---|---|
| Starting Price | Free | Free |
| Plans Available | 3 | 2 |
| Year Founded | 2012 | 2010 |
| Headquarters | San Francisco, California | Toronto, Canada |
| Cap table management | ||
| 409A valuations | ||
| Equity plans | ||
| Fund admin | ||
| Investor portal | ||
| Free accounting | ||
| Invoicing | ||
| Receipts scanning | ||
| Payments | ||
| Payroll | ||
| Reports |
Pricing Comparison
Compare all available plans and pricing tiers
Carta Pricing
Wave Pricing
Frequently Asked Questions
Is Carta or Wave better in 2026?
Both Carta and Wave are excellent finance services. Carta offers Cap table management and 409A valuations, while Wave features Free accounting and Invoicing. The best choice depends on your specific needs and budget.
How much does Carta cost compared to Wave?
Carta starts at $999/month, while Wave starts at $16/month. Both offer multiple pricing tiers to fit different budgets.
Can I track both Carta and Wave subscriptions?
Yes! TrackMySubscriptions lets you track all your subscriptions in one place, including Carta and Wave. Get renewal alerts, spending analytics, and never miss a payment — 100% free.
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Track Both Services in One Dashboard
Whether you choose Carta, Wave, or both — track all your subscriptions in one place with smart alerts and analytics.