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Empower Finance vs Novo

A detailed comparison of Empower Finance and Novo in 2026. Compare pricing plans, features, and find out which finance service is right for you.

Empower Finance

Personal finance app for budgeting, investing, and retirement planning

Empower Finance is a financial and accounting service that provides personal finance app for budgeting, investing, and retirement planning. Founded in 2009 and headquartered in Redwood City, California, Empower Finance offers 2 pricing plans. It offers a free tier as well as paid plans starting from $undefined/month. Key features include Budgeting, Net worth tracking, Investment analysis, Retirement planner. Empower Finance is a popular choice for users looking for quality finance subscriptions.

budgetinginvestingretirementnet-worth

Novo

Small business banking with integrated invoicing and cash flow tools

Novo is a financial and accounting service that provides small business banking with integrated invoicing and cash flow tools. Founded in 2018 and headquartered in Miami, Florida, Novo offers 2 pricing plans. It offers a free tier as well as paid plans starting from $9/month. Key features include Business banking, Invoicing, Reserves, Integrations. Novo is a popular choice for users looking for quality finance subscriptions.

small-businessbankinginvoicingcash-flow

Feature Comparison

Side-by-side comparison of features and capabilities

FeatureEmpower FinanceNovo
Starting PriceFreeFree
Plans Available22
Year Founded20092018
HeadquartersRedwood City, CaliforniaMiami, Florida
Budgeting
Net worth tracking
Investment analysis
Retirement planner
Spending tracker
Business banking
Invoicing
Reserves
Integrations
No minimum balance

Pricing Comparison

Compare all available plans and pricing tiers

Empower Finance Pricing

Free
Free
Wealth Management
Varies

Novo Pricing

Free
Free
Plus
$9/mo

Frequently Asked Questions

Is Empower Finance or Novo better in 2026?

Both Empower Finance and Novo are excellent finance services. Empower Finance offers Budgeting and Net worth tracking, while Novo features Business banking and Invoicing. The best choice depends on your specific needs and budget.

How much does Empower Finance cost compared to Novo?

Empower Finance starts at $Free/month, while Novo starts at $9/month. Both offer multiple pricing tiers to fit different budgets.

Can I track both Empower Finance and Novo subscriptions?

Yes! TrackMySubscriptions lets you track all your subscriptions in one place, including Empower Finance and Novo. Get renewal alerts, spending analytics, and never miss a payment — 100% free.

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