Empower Finance vs Personal Capital
A detailed comparison of Empower Finance and Personal Capital in 2026. Compare pricing plans, features, and find out which finance service is right for you.
Empower Finance
Personal finance app for budgeting, investing, and retirement planning
Empower Finance is a financial and accounting service that provides personal finance app for budgeting, investing, and retirement planning. Founded in 2009 and headquartered in Redwood City, California, Empower Finance offers 2 pricing plans. It offers a free tier as well as paid plans starting from $undefined/month. Key features include Budgeting, Net worth tracking, Investment analysis, Retirement planner. Empower Finance is a popular choice for users looking for quality finance subscriptions.
Personal Capital
Wealth management and financial planning
Personal Capital is a financial and accounting service that provides wealth management and financial planning. Founded in 2009 and headquartered in San Carlos, California, Personal Capital offers 2 pricing plans. It offers a free tier as well as paid plans starting from $undefined/month. Key features include Net worth tracker, Investment analysis, Retirement planner, Fee analyzer. Personal Capital is a popular choice for users looking for quality finance subscriptions.
Feature Comparison
Side-by-side comparison of features and capabilities
| Feature | Empower Finance | Personal Capital |
|---|---|---|
| Starting Price | Free | Free |
| Plans Available | 2 | 2 |
| Year Founded | 2009 | 2009 |
| Headquarters | Redwood City, California | San Carlos, California |
| Budgeting | ||
| Net worth tracking | ||
| Investment analysis | ||
| Retirement planner | ||
| Spending tracker | ||
| Net worth tracker | ||
| Fee analyzer | ||
| Cash flow |
Pricing Comparison
Compare all available plans and pricing tiers
Empower Finance Pricing
Personal Capital Pricing
Frequently Asked Questions
Is Empower Finance or Personal Capital better in 2026?
Both Empower Finance and Personal Capital are excellent finance services. Empower Finance offers Budgeting and Net worth tracking, while Personal Capital features Net worth tracker and Investment analysis. The best choice depends on your specific needs and budget.
How much does Empower Finance cost compared to Personal Capital?
Empower Finance starts at $Free/month, while Personal Capital starts at $Free/month. Both offer multiple pricing tiers to fit different budgets.
Can I track both Empower Finance and Personal Capital subscriptions?
Yes! TrackMySubscriptions lets you track all your subscriptions in one place, including Empower Finance and Personal Capital. Get renewal alerts, spending analytics, and never miss a payment — 100% free.
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Track Both Services in One Dashboard
Whether you choose Empower Finance, Personal Capital, or both — track all your subscriptions in one place with smart alerts and analytics.