Empower Finance vs Relay
A detailed comparison of Empower Finance and Relay in 2026. Compare pricing plans, features, and find out which finance service is right for you.
Empower Finance
Personal finance app for budgeting, investing, and retirement planning
Empower Finance is a financial and accounting service that provides personal finance app for budgeting, investing, and retirement planning. Founded in 2009 and headquartered in Redwood City, California, Empower Finance offers 2 pricing plans. It offers a free tier as well as paid plans starting from $undefined/month. Key features include Budgeting, Net worth tracking, Investment analysis, Retirement planner. Empower Finance is a popular choice for users looking for quality finance subscriptions.
Relay
Business banking with collaborative tools and automatic categorization
Relay is a financial and accounting service that provides business banking with collaborative tools and automatic categorization. Founded in 2018 and headquartered in Toronto, Canada, Relay offers 2 pricing plans. It offers a free tier as well as paid plans starting from $30/month. Key features include Business checking, Profit first, Automatic routing, Team access. Relay is a popular choice for users looking for quality finance subscriptions.
Feature Comparison
Side-by-side comparison of features and capabilities
| Feature | Empower Finance | Relay |
|---|---|---|
| Starting Price | Free | Free |
| Plans Available | 2 | 2 |
| Year Founded | 2009 | 2018 |
| Headquarters | Redwood City, California | Toronto, Canada |
| Budgeting | ||
| Net worth tracking | ||
| Investment analysis | ||
| Retirement planner | ||
| Spending tracker | ||
| Business checking | ||
| Profit first | ||
| Automatic routing | ||
| Team access | ||
| Accounting sync |
Pricing Comparison
Compare all available plans and pricing tiers
Empower Finance Pricing
Relay Pricing
Frequently Asked Questions
Is Empower Finance or Relay better in 2026?
Both Empower Finance and Relay are excellent finance services. Empower Finance offers Budgeting and Net worth tracking, while Relay features Business checking and Profit first. The best choice depends on your specific needs and budget.
How much does Empower Finance cost compared to Relay?
Empower Finance starts at $Free/month, while Relay starts at $30/month. Both offer multiple pricing tiers to fit different budgets.
Can I track both Empower Finance and Relay subscriptions?
Yes! TrackMySubscriptions lets you track all your subscriptions in one place, including Empower Finance and Relay. Get renewal alerts, spending analytics, and never miss a payment — 100% free.
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Track Both Services in One Dashboard
Whether you choose Empower Finance, Relay, or both — track all your subscriptions in one place with smart alerts and analytics.