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FreshBooks vs Melio

A detailed comparison of FreshBooks and Melio in 2026. Compare pricing plans, features, and find out which finance service is right for you.

FreshBooks

Invoicing and accounting for freelancers

FreshBooks is a financial and accounting service that provides invoicing and accounting for freelancers. Founded in 2003 and headquartered in Toronto, Canada, FreshBooks offers 3 pricing plans. Plans start from $19/month. Key features include Invoicing, Time tracking, Expense tracking, Online payments. FreshBooks is a popular choice for users looking for quality finance subscriptions.

accountinginvoicingfreelancetime-tracking

Melio

Business payments platform for paying vendors and managing accounts payable

Melio is a financial and accounting service that provides business payments platform for paying vendors and managing accounts payable. Founded in 2018 and headquartered in New York, New York, Melio offers 2 pricing plans. It offers a free tier as well as paid plans starting from $19.99/month. Key features include Vendor payments, ACH transfers, Check payments, Sync with accounting. Melio is a popular choice for users looking for quality finance subscriptions.

paymentsaccounts-payablevendorbusiness

Feature Comparison

Side-by-side comparison of features and capabilities

FeatureFreshBooksMelio
Starting Price$19/moFree
Plans Available32
Year Founded20032018
HeadquartersToronto, CanadaNew York, New York
Invoicing
Time tracking
Expense tracking
Online payments
Project management
Estimates
Vendor payments
ACH transfers
Check payments
Sync with accounting
Approval workflows

Pricing Comparison

Compare all available plans and pricing tiers

FreshBooks Pricing

Lite
$19/mo
Plus
$33/mo
Premium
$60/mo

Melio Pricing

Free
Free
Pro
$19.99/mo

Frequently Asked Questions

Is FreshBooks or Melio better in 2026?

Both FreshBooks and Melio are excellent finance services. FreshBooks offers Invoicing and Time tracking, while Melio features Vendor payments and ACH transfers. The best choice depends on your specific needs and budget.

How much does FreshBooks cost compared to Melio?

FreshBooks starts at $19/month, while Melio starts at $19.99/month. Both offer multiple pricing tiers to fit different budgets.

Can I track both FreshBooks and Melio subscriptions?

Yes! TrackMySubscriptions lets you track all your subscriptions in one place, including FreshBooks and Melio. Get renewal alerts, spending analytics, and never miss a payment — 100% free.

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