FreshBooks vs Monarch Money
A detailed comparison of FreshBooks and Monarch Money in 2026. Compare pricing plans, features, and find out which finance service is right for you.
FreshBooks
Invoicing and accounting for freelancers
FreshBooks is a financial and accounting service that provides invoicing and accounting for freelancers. Founded in 2003 and headquartered in Toronto, Canada, FreshBooks offers 3 pricing plans. Plans start from $19/month. Key features include Invoicing, Time tracking, Expense tracking, Online payments. FreshBooks is a popular choice for users looking for quality finance subscriptions.
Monarch Money
Modern personal finance and wealth management
Monarch Money is a financial and accounting service that provides modern personal finance and wealth management. Founded in 2019 and headquartered in San Francisco, California, Monarch Money offers 1 pricing plan. Plans start from $14.99/month. Key features include Account linking, Net worth tracking, Budgeting, Investment tracking. Monarch Money is a popular choice for users looking for quality finance subscriptions.
Feature Comparison
Side-by-side comparison of features and capabilities
| Feature | FreshBooks | Monarch Money |
|---|---|---|
| Starting Price | $19/mo | $14.99/mo |
| Plans Available | 3 | 1 |
| Year Founded | 2003 | 2019 |
| Headquarters | Toronto, Canada | San Francisco, California |
| Invoicing | ||
| Time tracking | ||
| Expense tracking | ||
| Online payments | ||
| Project management | ||
| Estimates | ||
| Account linking | ||
| Net worth tracking | ||
| Budgeting | ||
| Investment tracking | ||
| Goals | ||
| Collaboration |
Pricing Comparison
Compare all available plans and pricing tiers
FreshBooks Pricing
Monarch Money Pricing
$99.99/yr
Frequently Asked Questions
Is FreshBooks or Monarch Money better in 2026?
Both FreshBooks and Monarch Money are excellent finance services. FreshBooks offers Invoicing and Time tracking, while Monarch Money features Account linking and Net worth tracking. The best choice depends on your specific needs and budget.
How much does FreshBooks cost compared to Monarch Money?
FreshBooks starts at $19/month, while Monarch Money starts at $14.99/month. Both offer multiple pricing tiers to fit different budgets.
Can I track both FreshBooks and Monarch Money subscriptions?
Yes! TrackMySubscriptions lets you track all your subscriptions in one place, including FreshBooks and Monarch Money. Get renewal alerts, spending analytics, and never miss a payment — 100% free.
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Track Both Services in One Dashboard
Whether you choose FreshBooks, Monarch Money, or both — track all your subscriptions in one place with smart alerts and analytics.