FreshBooks vs Personal Capital
A detailed comparison of FreshBooks and Personal Capital in 2026. Compare pricing plans, features, and find out which finance service is right for you.
FreshBooks
Invoicing and accounting for freelancers
FreshBooks is a financial and accounting service that provides invoicing and accounting for freelancers. Founded in 2003 and headquartered in Toronto, Canada, FreshBooks offers 3 pricing plans. Plans start from $19/month. Key features include Invoicing, Time tracking, Expense tracking, Online payments. FreshBooks is a popular choice for users looking for quality finance subscriptions.
Personal Capital
Wealth management and financial planning
Personal Capital is a financial and accounting service that provides wealth management and financial planning. Founded in 2009 and headquartered in San Carlos, California, Personal Capital offers 2 pricing plans. It offers a free tier as well as paid plans starting from $undefined/month. Key features include Net worth tracker, Investment analysis, Retirement planner, Fee analyzer. Personal Capital is a popular choice for users looking for quality finance subscriptions.
Feature Comparison
Side-by-side comparison of features and capabilities
| Feature | FreshBooks | Personal Capital |
|---|---|---|
| Starting Price | $19/mo | Free |
| Plans Available | 3 | 2 |
| Year Founded | 2003 | 2009 |
| Headquarters | Toronto, Canada | San Carlos, California |
| Invoicing | ||
| Time tracking | ||
| Expense tracking | ||
| Online payments | ||
| Project management | ||
| Estimates | ||
| Net worth tracker | ||
| Investment analysis | ||
| Retirement planner | ||
| Fee analyzer | ||
| Cash flow | ||
| Budgeting |
Pricing Comparison
Compare all available plans and pricing tiers
FreshBooks Pricing
Personal Capital Pricing
Frequently Asked Questions
Is FreshBooks or Personal Capital better in 2026?
Both FreshBooks and Personal Capital are excellent finance services. FreshBooks offers Invoicing and Time tracking, while Personal Capital features Net worth tracker and Investment analysis. The best choice depends on your specific needs and budget.
How much does FreshBooks cost compared to Personal Capital?
FreshBooks starts at $19/month, while Personal Capital starts at $Free/month. Both offer multiple pricing tiers to fit different budgets.
Can I track both FreshBooks and Personal Capital subscriptions?
Yes! TrackMySubscriptions lets you track all your subscriptions in one place, including FreshBooks and Personal Capital. Get renewal alerts, spending analytics, and never miss a payment — 100% free.
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Track Both Services in One Dashboard
Whether you choose FreshBooks, Personal Capital, or both — track all your subscriptions in one place with smart alerts and analytics.