FreshBooks vs Xero
A detailed comparison of FreshBooks and Xero in 2026. Compare pricing plans, features, and find out which finance service is right for you.
FreshBooks
Invoicing and accounting for freelancers
FreshBooks is a financial and accounting service that provides invoicing and accounting for freelancers. Founded in 2003 and headquartered in Toronto, Canada, FreshBooks offers 3 pricing plans. Plans start from $19/month. Key features include Invoicing, Time tracking, Expense tracking, Online payments. FreshBooks is a popular choice for users looking for quality finance subscriptions.
Xero
Cloud accounting software for small businesses
Xero is a financial and accounting service that provides cloud accounting software for small businesses. Founded in 2006 and headquartered in Wellington, New Zealand, Xero offers 3 pricing plans. Plans start from $13/month. Key features include Bank reconciliation, Invoicing, Payroll, Projects. Xero is a popular choice for users looking for quality finance subscriptions.
Feature Comparison
Side-by-side comparison of features and capabilities
| Feature | FreshBooks | Xero |
|---|---|---|
| Starting Price | $19/mo | $13/mo |
| Plans Available | 3 | 3 |
| Year Founded | 2003 | 2006 |
| Headquarters | Toronto, Canada | Wellington, New Zealand |
| Invoicing | ||
| Time tracking | ||
| Expense tracking | ||
| Online payments | ||
| Project management | ||
| Estimates | ||
| Bank reconciliation | ||
| Payroll | ||
| Projects | ||
| Expenses | ||
| Multi-currency |
Pricing Comparison
Compare all available plans and pricing tiers
FreshBooks Pricing
Xero Pricing
Frequently Asked Questions
Is FreshBooks or Xero better in 2026?
Both FreshBooks and Xero are excellent finance services. FreshBooks offers Invoicing and Time tracking, while Xero features Bank reconciliation and Invoicing. The best choice depends on your specific needs and budget.
How much does FreshBooks cost compared to Xero?
FreshBooks starts at $19/month, while Xero starts at $13/month. Both offer multiple pricing tiers to fit different budgets.
Can I track both FreshBooks and Xero subscriptions?
Yes! TrackMySubscriptions lets you track all your subscriptions in one place, including FreshBooks and Xero. Get renewal alerts, spending analytics, and never miss a payment — 100% free.
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Track Both Services in One Dashboard
Whether you choose FreshBooks, Xero, or both — track all your subscriptions in one place with smart alerts and analytics.