Gusto vs Lunacy
A detailed comparison of Gusto and Lunacy in 2026. Compare pricing plans, features, and find out which finance service is right for you.
Gusto
Payroll, benefits, and HR for small businesses
Gusto is a financial and accounting service that provides payroll, benefits, and hr for small businesses. Founded in 2011 and headquartered in San Francisco, California, Gusto offers 3 pricing plans. Plans start from $40/month. Key features include Payroll, Benefits admin, Time tracking, Hiring. Gusto is a popular choice for users looking for quality finance subscriptions.
Lunacy
Free graphic design app with built-in AI tools and asset libraries
Lunacy is a design and creative service that provides free graphic design app with built-in ai tools and asset libraries. Founded in 2017 and headquartered in Odessa, Ukraine, Lunacy offers 1 pricing plan. It offers a free tier as well as paid plans starting from $undefined/month. Key features include Free design tool, AI tools, Built-in assets, Figma import. Lunacy is a popular choice for users looking for quality design subscriptions.
Feature Comparison
Side-by-side comparison of features and capabilities
| Feature | Gusto | Lunacy |
|---|---|---|
| Starting Price | $40/mo | Free |
| Plans Available | 3 | 1 |
| Year Founded | 2011 | 2017 |
| Headquarters | San Francisco, California | Odessa, Ukraine |
| Payroll | ||
| Benefits admin | ||
| Time tracking | ||
| Hiring | ||
| Tax filing | ||
| Workers comp | ||
| Free design tool | ||
| AI tools | ||
| Built-in assets | ||
| Figma import | ||
| Cross-platform |
Pricing Comparison
Compare all available plans and pricing tiers
Gusto Pricing
Lunacy Pricing
Frequently Asked Questions
Is Gusto or Lunacy better in 2026?
Both Gusto and Lunacy are excellent finance services. Gusto offers Payroll and Benefits admin, while Lunacy features Free design tool and AI tools. The best choice depends on your specific needs and budget.
How much does Gusto cost compared to Lunacy?
Gusto starts at $40/month, while Lunacy starts at $Free/month. Both offer multiple pricing tiers to fit different budgets.
Can I track both Gusto and Lunacy subscriptions?
Yes! TrackMySubscriptions lets you track all your subscriptions in one place, including Gusto and Lunacy. Get renewal alerts, spending analytics, and never miss a payment — 100% free.
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Explore More
Track Both Services in One Dashboard
Whether you choose Gusto, Lunacy, or both — track all your subscriptions in one place with smart alerts and analytics.