Gusto vs Melio
A detailed comparison of Gusto and Melio in 2026. Compare pricing plans, features, and find out which finance service is right for you.
Gusto
Payroll, benefits, and HR for small businesses
Gusto is a financial and accounting service that provides payroll, benefits, and hr for small businesses. Founded in 2011 and headquartered in San Francisco, California, Gusto offers 3 pricing plans. Plans start from $40/month. Key features include Payroll, Benefits admin, Time tracking, Hiring. Gusto is a popular choice for users looking for quality finance subscriptions.
Melio
Business payments platform for paying vendors and managing accounts payable
Melio is a financial and accounting service that provides business payments platform for paying vendors and managing accounts payable. Founded in 2018 and headquartered in New York, New York, Melio offers 2 pricing plans. It offers a free tier as well as paid plans starting from $19.99/month. Key features include Vendor payments, ACH transfers, Check payments, Sync with accounting. Melio is a popular choice for users looking for quality finance subscriptions.
Feature Comparison
Side-by-side comparison of features and capabilities
| Feature | Gusto | Melio |
|---|---|---|
| Starting Price | $40/mo | Free |
| Plans Available | 3 | 2 |
| Year Founded | 2011 | 2018 |
| Headquarters | San Francisco, California | New York, New York |
| Payroll | ||
| Benefits admin | ||
| Time tracking | ||
| Hiring | ||
| Tax filing | ||
| Workers comp | ||
| Vendor payments | ||
| ACH transfers | ||
| Check payments | ||
| Sync with accounting | ||
| Approval workflows |
Pricing Comparison
Compare all available plans and pricing tiers
Gusto Pricing
Melio Pricing
Frequently Asked Questions
Is Gusto or Melio better in 2026?
Both Gusto and Melio are excellent finance services. Gusto offers Payroll and Benefits admin, while Melio features Vendor payments and ACH transfers. The best choice depends on your specific needs and budget.
How much does Gusto cost compared to Melio?
Gusto starts at $40/month, while Melio starts at $19.99/month. Both offer multiple pricing tiers to fit different budgets.
Can I track both Gusto and Melio subscriptions?
Yes! TrackMySubscriptions lets you track all your subscriptions in one place, including Gusto and Melio. Get renewal alerts, spending analytics, and never miss a payment — 100% free.
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Track Both Services in One Dashboard
Whether you choose Gusto, Melio, or both — track all your subscriptions in one place with smart alerts and analytics.