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Gusto vs Mercury

A detailed comparison of Gusto and Mercury in 2026. Compare pricing plans, features, and find out which finance service is right for you.

Gusto

Payroll, benefits, and HR for small businesses

Gusto is a financial and accounting service that provides payroll, benefits, and hr for small businesses. Founded in 2011 and headquartered in San Francisco, California, Gusto offers 3 pricing plans. Plans start from $40/month. Key features include Payroll, Benefits admin, Time tracking, Hiring. Gusto is a popular choice for users looking for quality finance subscriptions.

payrollhrbenefitssmall-business

Mercury

Banking for startups with powerful financial tools and integrations

Mercury is a financial and accounting service that provides banking for startups with powerful financial tools and integrations. Founded in 2019 and headquartered in San Francisco, California, Mercury offers 2 pricing plans. It offers a free tier as well as paid plans starting from $35/month. Key features include Startup banking, Treasury, Corporate cards, Accounting sync. Mercury is a popular choice for users looking for quality finance subscriptions.

bankingstartupscorporate-cardstreasury

Feature Comparison

Side-by-side comparison of features and capabilities

FeatureGustoMercury
Starting Price$40/moFree
Plans Available32
Year Founded20112019
HeadquartersSan Francisco, CaliforniaSan Francisco, California
Payroll
Benefits admin
Time tracking
Hiring
Tax filing
Workers comp
Startup banking
Treasury
Corporate cards
Accounting sync
API access

Pricing Comparison

Compare all available plans and pricing tiers

Gusto Pricing

Simple
$40/mo
Plus
$80/mo
Premium
Varies

Mercury Pricing

Free
Free
Plus
$35/mo

Frequently Asked Questions

Is Gusto or Mercury better in 2026?

Both Gusto and Mercury are excellent finance services. Gusto offers Payroll and Benefits admin, while Mercury features Startup banking and Treasury. The best choice depends on your specific needs and budget.

How much does Gusto cost compared to Mercury?

Gusto starts at $40/month, while Mercury starts at $35/month. Both offer multiple pricing tiers to fit different budgets.

Can I track both Gusto and Mercury subscriptions?

Yes! TrackMySubscriptions lets you track all your subscriptions in one place, including Gusto and Mercury. Get renewal alerts, spending analytics, and never miss a payment — 100% free.

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