Gusto vs Mercury
A detailed comparison of Gusto and Mercury in 2026. Compare pricing plans, features, and find out which finance service is right for you.
Gusto
Payroll, benefits, and HR for small businesses
Gusto is a financial and accounting service that provides payroll, benefits, and hr for small businesses. Founded in 2011 and headquartered in San Francisco, California, Gusto offers 3 pricing plans. Plans start from $40/month. Key features include Payroll, Benefits admin, Time tracking, Hiring. Gusto is a popular choice for users looking for quality finance subscriptions.
Mercury
Banking for startups with powerful financial tools and integrations
Mercury is a financial and accounting service that provides banking for startups with powerful financial tools and integrations. Founded in 2019 and headquartered in San Francisco, California, Mercury offers 2 pricing plans. It offers a free tier as well as paid plans starting from $35/month. Key features include Startup banking, Treasury, Corporate cards, Accounting sync. Mercury is a popular choice for users looking for quality finance subscriptions.
Feature Comparison
Side-by-side comparison of features and capabilities
| Feature | Gusto | Mercury |
|---|---|---|
| Starting Price | $40/mo | Free |
| Plans Available | 3 | 2 |
| Year Founded | 2011 | 2019 |
| Headquarters | San Francisco, California | San Francisco, California |
| Payroll | ||
| Benefits admin | ||
| Time tracking | ||
| Hiring | ||
| Tax filing | ||
| Workers comp | ||
| Startup banking | ||
| Treasury | ||
| Corporate cards | ||
| Accounting sync | ||
| API access |
Pricing Comparison
Compare all available plans and pricing tiers
Gusto Pricing
Mercury Pricing
Frequently Asked Questions
Is Gusto or Mercury better in 2026?
Both Gusto and Mercury are excellent finance services. Gusto offers Payroll and Benefits admin, while Mercury features Startup banking and Treasury. The best choice depends on your specific needs and budget.
How much does Gusto cost compared to Mercury?
Gusto starts at $40/month, while Mercury starts at $35/month. Both offer multiple pricing tiers to fit different budgets.
Can I track both Gusto and Mercury subscriptions?
Yes! TrackMySubscriptions lets you track all your subscriptions in one place, including Gusto and Mercury. Get renewal alerts, spending analytics, and never miss a payment — 100% free.
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Track Both Services in One Dashboard
Whether you choose Gusto, Mercury, or both — track all your subscriptions in one place with smart alerts and analytics.