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Gusto vs Microsoft 365

A detailed comparison of Gusto and Microsoft 365 in 2026. Compare pricing plans, features, and find out which finance service is right for you.

Gusto

Payroll, benefits, and HR for small businesses

Gusto is a financial and accounting service that provides payroll, benefits, and hr for small businesses. Founded in 2011 and headquartered in San Francisco, California, Gusto offers 3 pricing plans. Plans start from $40/month. Key features include Payroll, Benefits admin, Time tracking, Hiring. Gusto is a popular choice for users looking for quality finance subscriptions.

payrollhrbenefitssmall-business

Microsoft 365

Office apps suite with cloud services

Microsoft 365 is a productivity and collaboration service that provides office apps suite with cloud services. Founded in 1988 and headquartered in Redmond, Washington, Microsoft 365 offers 3 pricing plans. Plans start from $6/month. Key features include Word, Excel, PowerPoint, Outlook. Microsoft 365 is a popular choice for users looking for quality productivity subscriptions.

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Feature Comparison

Side-by-side comparison of features and capabilities

FeatureGustoMicrosoft 365
Starting Price$40/mo$6/mo
Plans Available33
Year Founded20111988
HeadquartersSan Francisco, CaliforniaRedmond, Washington
Payroll
Benefits admin
Time tracking
Hiring
Tax filing
Workers comp
Word
Excel
PowerPoint
Outlook
OneDrive 1TB
Teams

Pricing Comparison

Compare all available plans and pricing tiers

Gusto Pricing

Simple
$40/mo
Plus
$80/mo
Premium
Varies

Microsoft 365 Pricing

Basic
$6/mo

$72/yr

Personal
$6.99/mo

$69.99/yr

Family
$9.99/mo

$99.99/yr

Frequently Asked Questions

Is Gusto or Microsoft 365 better in 2026?

Both Gusto and Microsoft 365 are excellent finance services. Gusto offers Payroll and Benefits admin, while Microsoft 365 features Word and Excel. The best choice depends on your specific needs and budget.

How much does Gusto cost compared to Microsoft 365?

Gusto starts at $40/month, while Microsoft 365 starts at $6/month. Both offer multiple pricing tiers to fit different budgets.

Can I track both Gusto and Microsoft 365 subscriptions?

Yes! TrackMySubscriptions lets you track all your subscriptions in one place, including Gusto and Microsoft 365. Get renewal alerts, spending analytics, and never miss a payment — 100% free.

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