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Gusto vs Novo

A detailed comparison of Gusto and Novo in 2026. Compare pricing plans, features, and find out which finance service is right for you.

Gusto

Payroll, benefits, and HR for small businesses

Gusto is a financial and accounting service that provides payroll, benefits, and hr for small businesses. Founded in 2011 and headquartered in San Francisco, California, Gusto offers 3 pricing plans. Plans start from $40/month. Key features include Payroll, Benefits admin, Time tracking, Hiring. Gusto is a popular choice for users looking for quality finance subscriptions.

payrollhrbenefitssmall-business

Novo

Small business banking with integrated invoicing and cash flow tools

Novo is a financial and accounting service that provides small business banking with integrated invoicing and cash flow tools. Founded in 2018 and headquartered in Miami, Florida, Novo offers 2 pricing plans. It offers a free tier as well as paid plans starting from $9/month. Key features include Business banking, Invoicing, Reserves, Integrations. Novo is a popular choice for users looking for quality finance subscriptions.

small-businessbankinginvoicingcash-flow

Feature Comparison

Side-by-side comparison of features and capabilities

FeatureGustoNovo
Starting Price$40/moFree
Plans Available32
Year Founded20112018
HeadquartersSan Francisco, CaliforniaMiami, Florida
Payroll
Benefits admin
Time tracking
Hiring
Tax filing
Workers comp
Business banking
Invoicing
Reserves
Integrations
No minimum balance

Pricing Comparison

Compare all available plans and pricing tiers

Gusto Pricing

Simple
$40/mo
Plus
$80/mo
Premium
Varies

Novo Pricing

Free
Free
Plus
$9/mo

Frequently Asked Questions

Is Gusto or Novo better in 2026?

Both Gusto and Novo are excellent finance services. Gusto offers Payroll and Benefits admin, while Novo features Business banking and Invoicing. The best choice depends on your specific needs and budget.

How much does Gusto cost compared to Novo?

Gusto starts at $40/month, while Novo starts at $9/month. Both offer multiple pricing tiers to fit different budgets.

Can I track both Gusto and Novo subscriptions?

Yes! TrackMySubscriptions lets you track all your subscriptions in one place, including Gusto and Novo. Get renewal alerts, spending analytics, and never miss a payment — 100% free.

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