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iHeartRadio vs Monarch Money

A detailed comparison of iHeartRadio and Monarch Money in 2026. Compare pricing plans, features, and find out which music service is right for you.

iHeartRadio

Free radio and music streaming platform

iHeartRadio is a music and audio streaming service that provides free radio and music streaming platform. Founded in 2008 and headquartered in New York, New York, iHeartRadio offers 3 pricing plans. It offers a free tier as well as paid plans starting from $5.99/month. Key features include Live radio, Custom stations, Podcasts, On-demand music. iHeartRadio is a popular choice for users looking for quality music subscriptions.

radiofreepodcastsstations

Monarch Money

Modern personal finance and wealth management

Monarch Money is a financial and accounting service that provides modern personal finance and wealth management. Founded in 2019 and headquartered in San Francisco, California, Monarch Money offers 1 pricing plan. Plans start from $14.99/month. Key features include Account linking, Net worth tracking, Budgeting, Investment tracking. Monarch Money is a popular choice for users looking for quality finance subscriptions.

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Feature Comparison

Side-by-side comparison of features and capabilities

FeatureiHeartRadioMonarch Money
Starting PriceFree$14.99/mo
Plans Available31
Year Founded20082019
HeadquartersNew York, New YorkSan Francisco, California
Live radio
Custom stations
Podcasts
On-demand music
Playlists
Events
Account linking
Net worth tracking
Budgeting
Investment tracking
Goals
Collaboration

Pricing Comparison

Compare all available plans and pricing tiers

iHeartRadio Pricing

Free
Free
Plus
$5.99/mo
All Access
$12.99/mo

Monarch Money Pricing

Monthly
$14.99/mo

$99.99/yr

Frequently Asked Questions

Is iHeartRadio or Monarch Money better in 2026?

Both iHeartRadio and Monarch Money are excellent music services. iHeartRadio offers Live radio and Custom stations, while Monarch Money features Account linking and Net worth tracking. The best choice depends on your specific needs and budget.

How much does iHeartRadio cost compared to Monarch Money?

iHeartRadio starts at $5.99/month, while Monarch Money starts at $14.99/month. Both offer multiple pricing tiers to fit different budgets.

Can I track both iHeartRadio and Monarch Money subscriptions?

Yes! TrackMySubscriptions lets you track all your subscriptions in one place, including iHeartRadio and Monarch Money. Get renewal alerts, spending analytics, and never miss a payment — 100% free.

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Track Both Services in One Dashboard

Whether you choose iHeartRadio, Monarch Money, or both — track all your subscriptions in one place with smart alerts and analytics.

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