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Lili vs Wave

A detailed comparison of Lili and Wave in 2026. Compare pricing plans, features, and find out which finance service is right for you.

Lili

Banking and accounting designed specifically for freelancers and self-employed

Lili is a financial and accounting service that provides banking and accounting designed specifically for freelancers and self-employed. Founded in 2019 and headquartered in New York, New York, Lili offers 3 pricing plans. It offers a free tier as well as paid plans starting from $9/month. Key features include Tax savings, Invoicing, Expense tracking, Business banking. Lili is a popular choice for users looking for quality finance subscriptions.

freelance-bankingtaxinvoicingself-employed

Wave

Free accounting and invoicing for small businesses

Wave is a financial and accounting service that provides free accounting and invoicing for small businesses. Founded in 2010 and headquartered in Toronto, Canada, Wave offers 2 pricing plans. It offers a free tier as well as paid plans starting from $16/month. Key features include Free accounting, Invoicing, Receipts scanning, Payments. Wave is a popular choice for users looking for quality finance subscriptions.

freeaccountinginvoicingsmall-business

Feature Comparison

Side-by-side comparison of features and capabilities

FeatureLiliWave
Starting PriceFreeFree
Plans Available32
Year Founded20192010
HeadquartersNew York, New YorkToronto, Canada
Tax savings
Invoicing
Expense tracking
Business banking
Schedule C prep
Free accounting
Receipts scanning
Payments
Payroll
Reports

Pricing Comparison

Compare all available plans and pricing tiers

Lili Pricing

Free
Free
Pro
$9/mo
Premium
$39/mo

Wave Pricing

Free
Free
Pro
$16/mo

Frequently Asked Questions

Is Lili or Wave better in 2026?

Both Lili and Wave are excellent finance services. Lili offers Tax savings and Invoicing, while Wave features Free accounting and Invoicing. The best choice depends on your specific needs and budget.

How much does Lili cost compared to Wave?

Lili starts at $9/month, while Wave starts at $16/month. Both offer multiple pricing tiers to fit different budgets.

Can I track both Lili and Wave subscriptions?

Yes! TrackMySubscriptions lets you track all your subscriptions in one place, including Lili and Wave. Get renewal alerts, spending analytics, and never miss a payment — 100% free.

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