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Melio vs Mercury

A detailed comparison of Melio and Mercury in 2026. Compare pricing plans, features, and find out which finance service is right for you.

Melio

Business payments platform for paying vendors and managing accounts payable

Melio is a financial and accounting service that provides business payments platform for paying vendors and managing accounts payable. Founded in 2018 and headquartered in New York, New York, Melio offers 2 pricing plans. It offers a free tier as well as paid plans starting from $19.99/month. Key features include Vendor payments, ACH transfers, Check payments, Sync with accounting. Melio is a popular choice for users looking for quality finance subscriptions.

paymentsaccounts-payablevendorbusiness

Mercury

Banking for startups with powerful financial tools and integrations

Mercury is a financial and accounting service that provides banking for startups with powerful financial tools and integrations. Founded in 2019 and headquartered in San Francisco, California, Mercury offers 2 pricing plans. It offers a free tier as well as paid plans starting from $35/month. Key features include Startup banking, Treasury, Corporate cards, Accounting sync. Mercury is a popular choice for users looking for quality finance subscriptions.

bankingstartupscorporate-cardstreasury

Feature Comparison

Side-by-side comparison of features and capabilities

FeatureMelioMercury
Starting PriceFreeFree
Plans Available22
Year Founded20182019
HeadquartersNew York, New YorkSan Francisco, California
Vendor payments
ACH transfers
Check payments
Sync with accounting
Approval workflows
Startup banking
Treasury
Corporate cards
Accounting sync
API access

Pricing Comparison

Compare all available plans and pricing tiers

Melio Pricing

Free
Free
Pro
$19.99/mo

Mercury Pricing

Free
Free
Plus
$35/mo

Frequently Asked Questions

Is Melio or Mercury better in 2026?

Both Melio and Mercury are excellent finance services. Melio offers Vendor payments and ACH transfers, while Mercury features Startup banking and Treasury. The best choice depends on your specific needs and budget.

How much does Melio cost compared to Mercury?

Melio starts at $19.99/month, while Mercury starts at $35/month. Both offer multiple pricing tiers to fit different budgets.

Can I track both Melio and Mercury subscriptions?

Yes! TrackMySubscriptions lets you track all your subscriptions in one place, including Melio and Mercury. Get renewal alerts, spending analytics, and never miss a payment — 100% free.

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