Melio vs Microsoft 365
A detailed comparison of Melio and Microsoft 365 in 2026. Compare pricing plans, features, and find out which finance service is right for you.
Melio
Business payments platform for paying vendors and managing accounts payable
Melio is a financial and accounting service that provides business payments platform for paying vendors and managing accounts payable. Founded in 2018 and headquartered in New York, New York, Melio offers 2 pricing plans. It offers a free tier as well as paid plans starting from $19.99/month. Key features include Vendor payments, ACH transfers, Check payments, Sync with accounting. Melio is a popular choice for users looking for quality finance subscriptions.
Microsoft 365
Office apps suite with cloud services
Microsoft 365 is a productivity and collaboration service that provides office apps suite with cloud services. Founded in 1988 and headquartered in Redmond, Washington, Microsoft 365 offers 3 pricing plans. Plans start from $6/month. Key features include Word, Excel, PowerPoint, Outlook. Microsoft 365 is a popular choice for users looking for quality productivity subscriptions.
Feature Comparison
Side-by-side comparison of features and capabilities
| Feature | Melio | Microsoft 365 |
|---|---|---|
| Starting Price | Free | $6/mo |
| Plans Available | 2 | 3 |
| Year Founded | 2018 | 1988 |
| Headquarters | New York, New York | Redmond, Washington |
| Vendor payments | ||
| ACH transfers | ||
| Check payments | ||
| Sync with accounting | ||
| Approval workflows | ||
| Word | ||
| Excel | ||
| PowerPoint | ||
| Outlook | ||
| OneDrive 1TB | ||
| Teams |
Pricing Comparison
Compare all available plans and pricing tiers
Melio Pricing
Microsoft 365 Pricing
$72/yr
$69.99/yr
$99.99/yr
Frequently Asked Questions
Is Melio or Microsoft 365 better in 2026?
Both Melio and Microsoft 365 are excellent finance services. Melio offers Vendor payments and ACH transfers, while Microsoft 365 features Word and Excel. The best choice depends on your specific needs and budget.
How much does Melio cost compared to Microsoft 365?
Melio starts at $19.99/month, while Microsoft 365 starts at $6/month. Both offer multiple pricing tiers to fit different budgets.
Can I track both Melio and Microsoft 365 subscriptions?
Yes! TrackMySubscriptions lets you track all your subscriptions in one place, including Melio and Microsoft 365. Get renewal alerts, spending analytics, and never miss a payment — 100% free.
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Track Both Services in One Dashboard
Whether you choose Melio, Microsoft 365, or both — track all your subscriptions in one place with smart alerts and analytics.