Melio vs Novo
A detailed comparison of Melio and Novo in 2026. Compare pricing plans, features, and find out which finance service is right for you.
Melio
Business payments platform for paying vendors and managing accounts payable
Melio is a financial and accounting service that provides business payments platform for paying vendors and managing accounts payable. Founded in 2018 and headquartered in New York, New York, Melio offers 2 pricing plans. It offers a free tier as well as paid plans starting from $19.99/month. Key features include Vendor payments, ACH transfers, Check payments, Sync with accounting. Melio is a popular choice for users looking for quality finance subscriptions.
Novo
Small business banking with integrated invoicing and cash flow tools
Novo is a financial and accounting service that provides small business banking with integrated invoicing and cash flow tools. Founded in 2018 and headquartered in Miami, Florida, Novo offers 2 pricing plans. It offers a free tier as well as paid plans starting from $9/month. Key features include Business banking, Invoicing, Reserves, Integrations. Novo is a popular choice for users looking for quality finance subscriptions.
Feature Comparison
Side-by-side comparison of features and capabilities
| Feature | Melio | Novo |
|---|---|---|
| Starting Price | Free | Free |
| Plans Available | 2 | 2 |
| Year Founded | 2018 | 2018 |
| Headquarters | New York, New York | Miami, Florida |
| Vendor payments | ||
| ACH transfers | ||
| Check payments | ||
| Sync with accounting | ||
| Approval workflows | ||
| Business banking | ||
| Invoicing | ||
| Reserves | ||
| Integrations | ||
| No minimum balance |
Pricing Comparison
Compare all available plans and pricing tiers
Melio Pricing
Novo Pricing
Frequently Asked Questions
Is Melio or Novo better in 2026?
Both Melio and Novo are excellent finance services. Melio offers Vendor payments and ACH transfers, while Novo features Business banking and Invoicing. The best choice depends on your specific needs and budget.
How much does Melio cost compared to Novo?
Melio starts at $19.99/month, while Novo starts at $9/month. Both offer multiple pricing tiers to fit different budgets.
Can I track both Melio and Novo subscriptions?
Yes! TrackMySubscriptions lets you track all your subscriptions in one place, including Melio and Novo. Get renewal alerts, spending analytics, and never miss a payment — 100% free.
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Track Both Services in One Dashboard
Whether you choose Melio, Novo, or both — track all your subscriptions in one place with smart alerts and analytics.