Melio vs Philo
A detailed comparison of Melio and Philo in 2026. Compare pricing plans, features, and find out which finance service is right for you.
Melio
Business payments platform for paying vendors and managing accounts payable
Melio is a financial and accounting service that provides business payments platform for paying vendors and managing accounts payable. Founded in 2018 and headquartered in New York, New York, Melio offers 2 pricing plans. It offers a free tier as well as paid plans starting from $19.99/month. Key features include Vendor payments, ACH transfers, Check payments, Sync with accounting. Melio is a popular choice for users looking for quality finance subscriptions.
Philo
Budget-friendly live TV streaming service
Philo is a streaming and entertainment service that provides budget-friendly live tv streaming service. Founded in 2017 and headquartered in San Francisco, California, Philo offers 1 pricing plan. Plans start from $28/month. Key features include 70+ channels, Unlimited DVR, 3 simultaneous streams, On-demand content. Philo is a popular choice for users looking for quality entertainment subscriptions.
Feature Comparison
Side-by-side comparison of features and capabilities
| Feature | Melio | Philo |
|---|---|---|
| Starting Price | Free | $28/mo |
| Plans Available | 2 | 1 |
| Year Founded | 2018 | 2017 |
| Headquarters | New York, New York | San Francisco, California |
| Vendor payments | ||
| ACH transfers | ||
| Check payments | ||
| Sync with accounting | ||
| Approval workflows | ||
| 70+ channels | ||
| Unlimited DVR | ||
| 3 simultaneous streams | ||
| On-demand content | ||
| No contract | ||
| Entertainment focus |
Pricing Comparison
Compare all available plans and pricing tiers
Melio Pricing
Philo Pricing
Frequently Asked Questions
Is Melio or Philo better in 2026?
Both Melio and Philo are excellent finance services. Melio offers Vendor payments and ACH transfers, while Philo features 70+ channels and Unlimited DVR. The best choice depends on your specific needs and budget.
How much does Melio cost compared to Philo?
Melio starts at $19.99/month, while Philo starts at $28/month. Both offer multiple pricing tiers to fit different budgets.
Can I track both Melio and Philo subscriptions?
Yes! TrackMySubscriptions lets you track all your subscriptions in one place, including Melio and Philo. Get renewal alerts, spending analytics, and never miss a payment — 100% free.
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Track Both Services in One Dashboard
Whether you choose Melio, Philo, or both — track all your subscriptions in one place with smart alerts and analytics.