Mercury vs Relay
A detailed comparison of Mercury and Relay in 2026. Compare pricing plans, features, and find out which finance service is right for you.
Mercury
Banking for startups with powerful financial tools and integrations
Mercury is a financial and accounting service that provides banking for startups with powerful financial tools and integrations. Founded in 2019 and headquartered in San Francisco, California, Mercury offers 2 pricing plans. It offers a free tier as well as paid plans starting from $35/month. Key features include Startup banking, Treasury, Corporate cards, Accounting sync. Mercury is a popular choice for users looking for quality finance subscriptions.
Relay
Business banking with collaborative tools and automatic categorization
Relay is a financial and accounting service that provides business banking with collaborative tools and automatic categorization. Founded in 2018 and headquartered in Toronto, Canada, Relay offers 2 pricing plans. It offers a free tier as well as paid plans starting from $30/month. Key features include Business checking, Profit first, Automatic routing, Team access. Relay is a popular choice for users looking for quality finance subscriptions.
Feature Comparison
Side-by-side comparison of features and capabilities
| Feature | Mercury | Relay |
|---|---|---|
| Starting Price | Free | Free |
| Plans Available | 2 | 2 |
| Year Founded | 2019 | 2018 |
| Headquarters | San Francisco, California | Toronto, Canada |
| Startup banking | ||
| Treasury | ||
| Corporate cards | ||
| Accounting sync | ||
| API access | ||
| Business checking | ||
| Profit first | ||
| Automatic routing | ||
| Team access |
Pricing Comparison
Compare all available plans and pricing tiers
Mercury Pricing
Relay Pricing
Frequently Asked Questions
Is Mercury or Relay better in 2026?
Both Mercury and Relay are excellent finance services. Mercury offers Startup banking and Treasury, while Relay features Business checking and Profit first. The best choice depends on your specific needs and budget.
How much does Mercury cost compared to Relay?
Mercury starts at $35/month, while Relay starts at $30/month. Both offer multiple pricing tiers to fit different budgets.
Can I track both Mercury and Relay subscriptions?
Yes! TrackMySubscriptions lets you track all your subscriptions in one place, including Mercury and Relay. Get renewal alerts, spending analytics, and never miss a payment — 100% free.
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Track Both Services in One Dashboard
Whether you choose Mercury, Relay, or both — track all your subscriptions in one place with smart alerts and analytics.