Mercury vs Substack
A detailed comparison of Mercury and Substack in 2026. Compare pricing plans, features, and find out which finance service is right for you.
Mercury
Banking for startups with powerful financial tools and integrations
Mercury is a financial and accounting service that provides banking for startups with powerful financial tools and integrations. Founded in 2019 and headquartered in San Francisco, California, Mercury offers 2 pricing plans. It offers a free tier as well as paid plans starting from $35/month. Key features include Startup banking, Treasury, Corporate cards, Accounting sync. Mercury is a popular choice for users looking for quality finance subscriptions.
Substack
Platform for independent newsletter writers
Substack is a news and media service that provides platform for independent newsletter writers. Founded in 2017 and headquartered in San Francisco, California, Substack offers 2 pricing plans. It offers a free tier as well as paid plans starting from $undefined/month. Key features include Newsletter platform, Podcasts, Chat, Notes. Substack is a popular choice for users looking for quality news subscriptions.
Feature Comparison
Side-by-side comparison of features and capabilities
| Feature | Mercury | Substack |
|---|---|---|
| Starting Price | Free | Free |
| Plans Available | 2 | 2 |
| Year Founded | 2019 | 2017 |
| Headquarters | San Francisco, California | San Francisco, California |
| Startup banking | ||
| Treasury | ||
| Corporate cards | ||
| Accounting sync | ||
| API access | ||
| Newsletter platform | ||
| Podcasts | ||
| Chat | ||
| Notes | ||
| Community | ||
| Monetization |
Pricing Comparison
Compare all available plans and pricing tiers
Mercury Pricing
Substack Pricing
Frequently Asked Questions
Is Mercury or Substack better in 2026?
Both Mercury and Substack are excellent finance services. Mercury offers Startup banking and Treasury, while Substack features Newsletter platform and Podcasts. The best choice depends on your specific needs and budget.
How much does Mercury cost compared to Substack?
Mercury starts at $35/month, while Substack starts at $Free/month. Both offer multiple pricing tiers to fit different budgets.
Can I track both Mercury and Substack subscriptions?
Yes! TrackMySubscriptions lets you track all your subscriptions in one place, including Mercury and Substack. Get renewal alerts, spending analytics, and never miss a payment — 100% free.
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Track Both Services in One Dashboard
Whether you choose Mercury, Substack, or both — track all your subscriptions in one place with smart alerts and analytics.