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Mercury vs Whoop

A detailed comparison of Mercury and Whoop in 2026. Compare pricing plans, features, and find out which finance service is right for you.

Mercury

Banking for startups with powerful financial tools and integrations

Mercury is a financial and accounting service that provides banking for startups with powerful financial tools and integrations. Founded in 2019 and headquartered in San Francisco, California, Mercury offers 2 pricing plans. It offers a free tier as well as paid plans starting from $35/month. Key features include Startup banking, Treasury, Corporate cards, Accounting sync. Mercury is a popular choice for users looking for quality finance subscriptions.

bankingstartupscorporate-cardstreasury

Whoop

Fitness wearable with strain and recovery tracking

Whoop is a health and wellness service that provides fitness wearable with strain and recovery tracking. Founded in 2012 and headquartered in Boston, Massachusetts, Whoop offers 2 pricing plans. Plans start from $30/month. Key features include Strain tracking, Recovery score, Sleep coaching, HRV. Whoop is a popular choice for users looking for quality health subscriptions.

wearablerecoverystrainperformance

Feature Comparison

Side-by-side comparison of features and capabilities

FeatureMercuryWhoop
Starting PriceFree$30/mo
Plans Available22
Year Founded20192012
HeadquartersSan Francisco, CaliforniaBoston, Massachusetts
Startup banking
Treasury
Corporate cards
Accounting sync
API access
Strain tracking
Recovery score
Sleep coaching
HRV
Respiratory rate
Journal

Pricing Comparison

Compare all available plans and pricing tiers

Mercury Pricing

Free
Free
Plus
$35/mo

Whoop Pricing

Monthly
$30/mo
Annual
Varies

$239/yr

Frequently Asked Questions

Is Mercury or Whoop better in 2026?

Both Mercury and Whoop are excellent finance services. Mercury offers Startup banking and Treasury, while Whoop features Strain tracking and Recovery score. The best choice depends on your specific needs and budget.

How much does Mercury cost compared to Whoop?

Mercury starts at $35/month, while Whoop starts at $30/month. Both offer multiple pricing tiers to fit different budgets.

Can I track both Mercury and Whoop subscriptions?

Yes! TrackMySubscriptions lets you track all your subscriptions in one place, including Mercury and Whoop. Get renewal alerts, spending analytics, and never miss a payment — 100% free.

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