Microsoft 365 vs Personal Capital
A detailed comparison of Microsoft 365 and Personal Capital in 2026. Compare pricing plans, features, and find out which productivity service is right for you.
Microsoft 365
Office apps suite with cloud services
Microsoft 365 is a productivity and collaboration service that provides office apps suite with cloud services. Founded in 1988 and headquartered in Redmond, Washington, Microsoft 365 offers 3 pricing plans. Plans start from $6/month. Key features include Word, Excel, PowerPoint, Outlook. Microsoft 365 is a popular choice for users looking for quality productivity subscriptions.
Personal Capital
Wealth management and financial planning
Personal Capital is a financial and accounting service that provides wealth management and financial planning. Founded in 2009 and headquartered in San Carlos, California, Personal Capital offers 2 pricing plans. It offers a free tier as well as paid plans starting from $undefined/month. Key features include Net worth tracker, Investment analysis, Retirement planner, Fee analyzer. Personal Capital is a popular choice for users looking for quality finance subscriptions.
Feature Comparison
Side-by-side comparison of features and capabilities
| Feature | Microsoft 365 | Personal Capital |
|---|---|---|
| Starting Price | $6/mo | Free |
| Plans Available | 3 | 2 |
| Year Founded | 1988 | 2009 |
| Headquarters | Redmond, Washington | San Carlos, California |
| Word | ||
| Excel | ||
| PowerPoint | ||
| Outlook | ||
| OneDrive 1TB | ||
| Teams | ||
| Net worth tracker | ||
| Investment analysis | ||
| Retirement planner | ||
| Fee analyzer | ||
| Cash flow | ||
| Budgeting |
Pricing Comparison
Compare all available plans and pricing tiers
Microsoft 365 Pricing
$72/yr
$69.99/yr
$99.99/yr
Personal Capital Pricing
Frequently Asked Questions
Is Microsoft 365 or Personal Capital better in 2026?
Both Microsoft 365 and Personal Capital are excellent productivity services. Microsoft 365 offers Word and Excel, while Personal Capital features Net worth tracker and Investment analysis. The best choice depends on your specific needs and budget.
How much does Microsoft 365 cost compared to Personal Capital?
Microsoft 365 starts at $6/month, while Personal Capital starts at $Free/month. Both offer multiple pricing tiers to fit different budgets.
Can I track both Microsoft 365 and Personal Capital subscriptions?
Yes! TrackMySubscriptions lets you track all your subscriptions in one place, including Microsoft 365 and Personal Capital. Get renewal alerts, spending analytics, and never miss a payment — 100% free.
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Track Both Services in One Dashboard
Whether you choose Microsoft 365, Personal Capital, or both — track all your subscriptions in one place with smart alerts and analytics.