Microsoft 365 vs Wave
A detailed comparison of Microsoft 365 and Wave in 2026. Compare pricing plans, features, and find out which productivity service is right for you.
Microsoft 365
Office apps suite with cloud services
Microsoft 365 is a productivity and collaboration service that provides office apps suite with cloud services. Founded in 1988 and headquartered in Redmond, Washington, Microsoft 365 offers 3 pricing plans. Plans start from $6/month. Key features include Word, Excel, PowerPoint, Outlook. Microsoft 365 is a popular choice for users looking for quality productivity subscriptions.
Wave
Free accounting and invoicing for small businesses
Wave is a financial and accounting service that provides free accounting and invoicing for small businesses. Founded in 2010 and headquartered in Toronto, Canada, Wave offers 2 pricing plans. It offers a free tier as well as paid plans starting from $16/month. Key features include Free accounting, Invoicing, Receipts scanning, Payments. Wave is a popular choice for users looking for quality finance subscriptions.
Feature Comparison
Side-by-side comparison of features and capabilities
| Feature | Microsoft 365 | Wave |
|---|---|---|
| Starting Price | $6/mo | Free |
| Plans Available | 3 | 2 |
| Year Founded | 1988 | 2010 |
| Headquarters | Redmond, Washington | Toronto, Canada |
| Word | ||
| Excel | ||
| PowerPoint | ||
| Outlook | ||
| OneDrive 1TB | ||
| Teams | ||
| Free accounting | ||
| Invoicing | ||
| Receipts scanning | ||
| Payments | ||
| Payroll | ||
| Reports |
Pricing Comparison
Compare all available plans and pricing tiers
Microsoft 365 Pricing
$72/yr
$69.99/yr
$99.99/yr
Wave Pricing
Frequently Asked Questions
Is Microsoft 365 or Wave better in 2026?
Both Microsoft 365 and Wave are excellent productivity services. Microsoft 365 offers Word and Excel, while Wave features Free accounting and Invoicing. The best choice depends on your specific needs and budget.
How much does Microsoft 365 cost compared to Wave?
Microsoft 365 starts at $6/month, while Wave starts at $16/month. Both offer multiple pricing tiers to fit different budgets.
Can I track both Microsoft 365 and Wave subscriptions?
Yes! TrackMySubscriptions lets you track all your subscriptions in one place, including Microsoft 365 and Wave. Get renewal alerts, spending analytics, and never miss a payment — 100% free.
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Track Both Services in One Dashboard
Whether you choose Microsoft 365, Wave, or both — track all your subscriptions in one place with smart alerts and analytics.