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Mint vs Personal Capital

A detailed comparison of Mint and Personal Capital in 2026. Compare pricing plans, features, and find out which finance service is right for you.

Mint

Personal finance tracking and budgeting app

Mint is a financial and accounting service that provides personal finance tracking and budgeting app. Founded in 2006 and headquartered in Mountain View, California, Mint offers 2 pricing plans. It offers a free tier as well as paid plans starting from $4.99/month. Key features include Budget tracking, Bill tracking, Credit score, Investments. Mint is a popular choice for users looking for quality finance subscriptions.

budgetingpersonal-financefreetracking

Personal Capital

Wealth management and financial planning

Personal Capital is a financial and accounting service that provides wealth management and financial planning. Founded in 2009 and headquartered in San Carlos, California, Personal Capital offers 2 pricing plans. It offers a free tier as well as paid plans starting from $undefined/month. Key features include Net worth tracker, Investment analysis, Retirement planner, Fee analyzer. Personal Capital is a popular choice for users looking for quality finance subscriptions.

investingwealthretirementfinancial-planning

Feature Comparison

Side-by-side comparison of features and capabilities

FeatureMintPersonal Capital
Starting PriceFreeFree
Plans Available22
Year Founded20062009
HeadquartersMountain View, CaliforniaSan Carlos, California
Budget tracking
Bill tracking
Credit score
Investments
Goals
Alerts
Net worth tracker
Investment analysis
Retirement planner
Fee analyzer
Cash flow
Budgeting

Pricing Comparison

Compare all available plans and pricing tiers

Mint Pricing

Free
Free
Premium
$4.99/mo

Personal Capital Pricing

Free tools
Free
Wealth Management
Varies

Frequently Asked Questions

Is Mint or Personal Capital better in 2026?

Both Mint and Personal Capital are excellent finance services. Mint offers Budget tracking and Bill tracking, while Personal Capital features Net worth tracker and Investment analysis. The best choice depends on your specific needs and budget.

How much does Mint cost compared to Personal Capital?

Mint starts at $4.99/month, while Personal Capital starts at $Free/month. Both offer multiple pricing tiers to fit different budgets.

Can I track both Mint and Personal Capital subscriptions?

Yes! TrackMySubscriptions lets you track all your subscriptions in one place, including Mint and Personal Capital. Get renewal alerts, spending analytics, and never miss a payment — 100% free.

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