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Mint vs Substack

A detailed comparison of Mint and Substack in 2026. Compare pricing plans, features, and find out which finance service is right for you.

Mint

Personal finance tracking and budgeting app

Mint is a financial and accounting service that provides personal finance tracking and budgeting app. Founded in 2006 and headquartered in Mountain View, California, Mint offers 2 pricing plans. It offers a free tier as well as paid plans starting from $4.99/month. Key features include Budget tracking, Bill tracking, Credit score, Investments. Mint is a popular choice for users looking for quality finance subscriptions.

budgetingpersonal-financefreetracking

Substack

Platform for independent newsletter writers

Substack is a news and media service that provides platform for independent newsletter writers. Founded in 2017 and headquartered in San Francisco, California, Substack offers 2 pricing plans. It offers a free tier as well as paid plans starting from $undefined/month. Key features include Newsletter platform, Podcasts, Chat, Notes. Substack is a popular choice for users looking for quality news subscriptions.

newslettersindependentwritersplatform

Feature Comparison

Side-by-side comparison of features and capabilities

FeatureMintSubstack
Starting PriceFreeFree
Plans Available22
Year Founded20062017
HeadquartersMountain View, CaliforniaSan Francisco, California
Budget tracking
Bill tracking
Credit score
Investments
Goals
Alerts
Newsletter platform
Podcasts
Chat
Notes
Community
Monetization

Pricing Comparison

Compare all available plans and pricing tiers

Mint Pricing

Free
Free
Premium
$4.99/mo

Substack Pricing

Free to read
Free
Creator varies
Varies

Frequently Asked Questions

Is Mint or Substack better in 2026?

Both Mint and Substack are excellent finance services. Mint offers Budget tracking and Bill tracking, while Substack features Newsletter platform and Podcasts. The best choice depends on your specific needs and budget.

How much does Mint cost compared to Substack?

Mint starts at $4.99/month, while Substack starts at $Free/month. Both offer multiple pricing tiers to fit different budgets.

Can I track both Mint and Substack subscriptions?

Yes! TrackMySubscriptions lets you track all your subscriptions in one place, including Mint and Substack. Get renewal alerts, spending analytics, and never miss a payment — 100% free.

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