Mint vs Wave
A detailed comparison of Mint and Wave in 2026. Compare pricing plans, features, and find out which finance service is right for you.
Mint
Personal finance tracking and budgeting app
Mint is a financial and accounting service that provides personal finance tracking and budgeting app. Founded in 2006 and headquartered in Mountain View, California, Mint offers 2 pricing plans. It offers a free tier as well as paid plans starting from $4.99/month. Key features include Budget tracking, Bill tracking, Credit score, Investments. Mint is a popular choice for users looking for quality finance subscriptions.
Wave
Free accounting and invoicing for small businesses
Wave is a financial and accounting service that provides free accounting and invoicing for small businesses. Founded in 2010 and headquartered in Toronto, Canada, Wave offers 2 pricing plans. It offers a free tier as well as paid plans starting from $16/month. Key features include Free accounting, Invoicing, Receipts scanning, Payments. Wave is a popular choice for users looking for quality finance subscriptions.
Feature Comparison
Side-by-side comparison of features and capabilities
| Feature | Mint | Wave |
|---|---|---|
| Starting Price | Free | Free |
| Plans Available | 2 | 2 |
| Year Founded | 2006 | 2010 |
| Headquarters | Mountain View, California | Toronto, Canada |
| Budget tracking | ||
| Bill tracking | ||
| Credit score | ||
| Investments | ||
| Goals | ||
| Alerts | ||
| Free accounting | ||
| Invoicing | ||
| Receipts scanning | ||
| Payments | ||
| Payroll | ||
| Reports |
Pricing Comparison
Compare all available plans and pricing tiers
Mint Pricing
Wave Pricing
Frequently Asked Questions
Is Mint or Wave better in 2026?
Both Mint and Wave are excellent finance services. Mint offers Budget tracking and Bill tracking, while Wave features Free accounting and Invoicing. The best choice depends on your specific needs and budget.
How much does Mint cost compared to Wave?
Mint starts at $4.99/month, while Wave starts at $16/month. Both offer multiple pricing tiers to fit different budgets.
Can I track both Mint and Wave subscriptions?
Yes! TrackMySubscriptions lets you track all your subscriptions in one place, including Mint and Wave. Get renewal alerts, spending analytics, and never miss a payment — 100% free.
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Track Both Services in One Dashboard
Whether you choose Mint, Wave, or both — track all your subscriptions in one place with smart alerts and analytics.