Monarch Money vs Novo
A detailed comparison of Monarch Money and Novo in 2026. Compare pricing plans, features, and find out which finance service is right for you.
Monarch Money
Modern personal finance and wealth management
Monarch Money is a financial and accounting service that provides modern personal finance and wealth management. Founded in 2019 and headquartered in San Francisco, California, Monarch Money offers 1 pricing plan. Plans start from $14.99/month. Key features include Account linking, Net worth tracking, Budgeting, Investment tracking. Monarch Money is a popular choice for users looking for quality finance subscriptions.
Novo
Small business banking with integrated invoicing and cash flow tools
Novo is a financial and accounting service that provides small business banking with integrated invoicing and cash flow tools. Founded in 2018 and headquartered in Miami, Florida, Novo offers 2 pricing plans. It offers a free tier as well as paid plans starting from $9/month. Key features include Business banking, Invoicing, Reserves, Integrations. Novo is a popular choice for users looking for quality finance subscriptions.
Feature Comparison
Side-by-side comparison of features and capabilities
| Feature | Monarch Money | Novo |
|---|---|---|
| Starting Price | $14.99/mo | Free |
| Plans Available | 1 | 2 |
| Year Founded | 2019 | 2018 |
| Headquarters | San Francisco, California | Miami, Florida |
| Account linking | ||
| Net worth tracking | ||
| Budgeting | ||
| Investment tracking | ||
| Goals | ||
| Collaboration | ||
| Business banking | ||
| Invoicing | ||
| Reserves | ||
| Integrations | ||
| No minimum balance |
Pricing Comparison
Compare all available plans and pricing tiers
Monarch Money Pricing
$99.99/yr
Novo Pricing
Frequently Asked Questions
Is Monarch Money or Novo better in 2026?
Both Monarch Money and Novo are excellent finance services. Monarch Money offers Account linking and Net worth tracking, while Novo features Business banking and Invoicing. The best choice depends on your specific needs and budget.
How much does Monarch Money cost compared to Novo?
Monarch Money starts at $14.99/month, while Novo starts at $9/month. Both offer multiple pricing tiers to fit different budgets.
Can I track both Monarch Money and Novo subscriptions?
Yes! TrackMySubscriptions lets you track all your subscriptions in one place, including Monarch Money and Novo. Get renewal alerts, spending analytics, and never miss a payment — 100% free.
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Track Both Services in One Dashboard
Whether you choose Monarch Money, Novo, or both — track all your subscriptions in one place with smart alerts and analytics.