Monarch Money vs Philo
A detailed comparison of Monarch Money and Philo in 2026. Compare pricing plans, features, and find out which finance service is right for you.
Monarch Money
Modern personal finance and wealth management
Monarch Money is a financial and accounting service that provides modern personal finance and wealth management. Founded in 2019 and headquartered in San Francisco, California, Monarch Money offers 1 pricing plan. Plans start from $14.99/month. Key features include Account linking, Net worth tracking, Budgeting, Investment tracking. Monarch Money is a popular choice for users looking for quality finance subscriptions.
Philo
Budget-friendly live TV streaming service
Philo is a streaming and entertainment service that provides budget-friendly live tv streaming service. Founded in 2017 and headquartered in San Francisco, California, Philo offers 1 pricing plan. Plans start from $28/month. Key features include 70+ channels, Unlimited DVR, 3 simultaneous streams, On-demand content. Philo is a popular choice for users looking for quality entertainment subscriptions.
Feature Comparison
Side-by-side comparison of features and capabilities
| Feature | Monarch Money | Philo |
|---|---|---|
| Starting Price | $14.99/mo | $28/mo |
| Plans Available | 1 | 1 |
| Year Founded | 2019 | 2017 |
| Headquarters | San Francisco, California | San Francisco, California |
| Account linking | ||
| Net worth tracking | ||
| Budgeting | ||
| Investment tracking | ||
| Goals | ||
| Collaboration | ||
| 70+ channels | ||
| Unlimited DVR | ||
| 3 simultaneous streams | ||
| On-demand content | ||
| No contract | ||
| Entertainment focus |
Pricing Comparison
Compare all available plans and pricing tiers
Monarch Money Pricing
$99.99/yr
Philo Pricing
Frequently Asked Questions
Is Monarch Money or Philo better in 2026?
Both Monarch Money and Philo are excellent finance services. Monarch Money offers Account linking and Net worth tracking, while Philo features 70+ channels and Unlimited DVR. The best choice depends on your specific needs and budget.
How much does Monarch Money cost compared to Philo?
Monarch Money starts at $14.99/month, while Philo starts at $28/month. Both offer multiple pricing tiers to fit different budgets.
Can I track both Monarch Money and Philo subscriptions?
Yes! TrackMySubscriptions lets you track all your subscriptions in one place, including Monarch Money and Philo. Get renewal alerts, spending analytics, and never miss a payment — 100% free.
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Track Both Services in One Dashboard
Whether you choose Monarch Money, Philo, or both — track all your subscriptions in one place with smart alerts and analytics.