Monarch Money vs Private Internet Access
A detailed comparison of Monarch Money and Private Internet Access in 2026. Compare pricing plans, features, and find out which finance service is right for you.
Monarch Money
Modern personal finance and wealth management
Monarch Money is a financial and accounting service that provides modern personal finance and wealth management. Founded in 2019 and headquartered in San Francisco, California, Monarch Money offers 1 pricing plan. Plans start from $14.99/month. Key features include Account linking, Net worth tracking, Budgeting, Investment tracking. Monarch Money is a popular choice for users looking for quality finance subscriptions.
Private Internet Access
Open source VPN with large server network
Private Internet Access is a security and privacy service that provides open source vpn with large server network. Founded in 2010 and headquartered in Denver, Colorado, Private Internet Access offers 2 pricing plans. Plans start from $11.99/month. Key features include Open source apps, 35K+ servers, WireGuard, MACE ad blocker. Private Internet Access is a popular choice for users looking for quality security subscriptions.
Feature Comparison
Side-by-side comparison of features and capabilities
| Feature | Monarch Money | Private Internet Access |
|---|---|---|
| Starting Price | $14.99/mo | $11.99/mo |
| Plans Available | 1 | 2 |
| Year Founded | 2019 | 2010 |
| Headquarters | San Francisco, California | Denver, Colorado |
| Account linking | ||
| Net worth tracking | ||
| Budgeting | ||
| Investment tracking | ||
| Goals | ||
| Collaboration | ||
| Open source apps | ||
| 35K+ servers | ||
| WireGuard | ||
| MACE ad blocker | ||
| 10 connections | ||
| No-log verified |
Pricing Comparison
Compare all available plans and pricing tiers
Monarch Money Pricing
$99.99/yr
Private Internet Access Pricing
$39.95/yr
Frequently Asked Questions
Is Monarch Money or Private Internet Access better in 2026?
Both Monarch Money and Private Internet Access are excellent finance services. Monarch Money offers Account linking and Net worth tracking, while Private Internet Access features Open source apps and 35K+ servers. The best choice depends on your specific needs and budget.
How much does Monarch Money cost compared to Private Internet Access?
Monarch Money starts at $14.99/month, while Private Internet Access starts at $11.99/month. Both offer multiple pricing tiers to fit different budgets.
Can I track both Monarch Money and Private Internet Access subscriptions?
Yes! TrackMySubscriptions lets you track all your subscriptions in one place, including Monarch Money and Private Internet Access. Get renewal alerts, spending analytics, and never miss a payment — 100% free.
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Track Both Services in One Dashboard
Whether you choose Monarch Money, Private Internet Access, or both — track all your subscriptions in one place with smart alerts and analytics.