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Monarch Money vs Surfshark One

A detailed comparison of Monarch Money and Surfshark One in 2026. Compare pricing plans, features, and find out which finance service is right for you.

Monarch Money

Modern personal finance and wealth management

Monarch Money is a financial and accounting service that provides modern personal finance and wealth management. Founded in 2019 and headquartered in San Francisco, California, Monarch Money offers 1 pricing plan. Plans start from $14.99/month. Key features include Account linking, Net worth tracking, Budgeting, Investment tracking. Monarch Money is a popular choice for users looking for quality finance subscriptions.

personal-financebudgetinginvestingmodern

Surfshark One

All-in-one cybersecurity bundle with VPN, antivirus, and data breach alerts

Surfshark One is a security and privacy service that provides all-in-one cybersecurity bundle with vpn, antivirus, and data breach alerts. Founded in 2018 and headquartered in Vilnius, Lithuania, Surfshark One offers 2 pricing plans. Plans start from $15.45/month. Key features include VPN, Antivirus, Data breach alerts, Webcam protection. Surfshark One is a popular choice for users looking for quality security subscriptions.

vpnantivirusbundledata-breach

Feature Comparison

Side-by-side comparison of features and capabilities

FeatureMonarch MoneySurfshark One
Starting Price$14.99/mo$3.49/mo
Plans Available12
Year Founded20192018
HeadquartersSan Francisco, CaliforniaVilnius, Lithuania
Account linking
Net worth tracking
Budgeting
Investment tracking
Goals
Collaboration
VPN
Antivirus
Data breach alerts
Webcam protection
Ad blocker

Pricing Comparison

Compare all available plans and pricing tiers

Monarch Money Pricing

Monthly
$14.99/mo

$99.99/yr

Surfshark One Pricing

One Monthly
$15.45/mo
One 2-Year
$3.49/mo

Frequently Asked Questions

Is Monarch Money or Surfshark One better in 2026?

Both Monarch Money and Surfshark One are excellent finance services. Monarch Money offers Account linking and Net worth tracking, while Surfshark One features VPN and Antivirus. The best choice depends on your specific needs and budget.

How much does Monarch Money cost compared to Surfshark One?

Monarch Money starts at $14.99/month, while Surfshark One starts at $15.45/month. Both offer multiple pricing tiers to fit different budgets.

Can I track both Monarch Money and Surfshark One subscriptions?

Yes! TrackMySubscriptions lets you track all your subscriptions in one place, including Monarch Money and Surfshark One. Get renewal alerts, spending analytics, and never miss a payment — 100% free.

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