Monarch Money vs Waking Up
A detailed comparison of Monarch Money and Waking Up in 2026. Compare pricing plans, features, and find out which finance service is right for you.
Monarch Money
Modern personal finance and wealth management
Monarch Money is a financial and accounting service that provides modern personal finance and wealth management. Founded in 2019 and headquartered in San Francisco, California, Monarch Money offers 1 pricing plan. Plans start from $14.99/month. Key features include Account linking, Net worth tracking, Budgeting, Investment tracking. Monarch Money is a popular choice for users looking for quality finance subscriptions.
Waking Up
Meditation and mindfulness from Sam Harris
Waking Up is a health and wellness service that provides meditation and mindfulness from sam harris. Founded in 2018 and headquartered in Los Angeles, California, Waking Up offers 1 pricing plan. Plans start from $14.99/month. Key features include Guided meditations, Theory lessons, Conversations, Daily meditation. Waking Up is a popular choice for users looking for quality health subscriptions.
Feature Comparison
Side-by-side comparison of features and capabilities
| Feature | Monarch Money | Waking Up |
|---|---|---|
| Starting Price | $14.99/mo | $14.99/mo |
| Plans Available | 1 | 1 |
| Year Founded | 2019 | 2018 |
| Headquarters | San Francisco, California | Los Angeles, California |
| Account linking | ||
| Net worth tracking | ||
| Budgeting | ||
| Investment tracking | ||
| Goals | ||
| Collaboration | ||
| Guided meditations | ||
| Theory lessons | ||
| Conversations | ||
| Daily meditation | ||
| Timer | ||
| Moments |
Pricing Comparison
Compare all available plans and pricing tiers
Monarch Money Pricing
$99.99/yr
Waking Up Pricing
$99.99/yr
Frequently Asked Questions
Is Monarch Money or Waking Up better in 2026?
Both Monarch Money and Waking Up are excellent finance services. Monarch Money offers Account linking and Net worth tracking, while Waking Up features Guided meditations and Theory lessons. The best choice depends on your specific needs and budget.
How much does Monarch Money cost compared to Waking Up?
Monarch Money starts at $14.99/month, while Waking Up starts at $14.99/month. Both offer multiple pricing tiers to fit different budgets.
Can I track both Monarch Money and Waking Up subscriptions?
Yes! TrackMySubscriptions lets you track all your subscriptions in one place, including Monarch Money and Waking Up. Get renewal alerts, spending analytics, and never miss a payment — 100% free.
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Track Both Services in One Dashboard
Whether you choose Monarch Money, Waking Up, or both — track all your subscriptions in one place with smart alerts and analytics.