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Novo vs Personal Capital

A detailed comparison of Novo and Personal Capital in 2026. Compare pricing plans, features, and find out which finance service is right for you.

Novo

Small business banking with integrated invoicing and cash flow tools

Novo is a financial and accounting service that provides small business banking with integrated invoicing and cash flow tools. Founded in 2018 and headquartered in Miami, Florida, Novo offers 2 pricing plans. It offers a free tier as well as paid plans starting from $9/month. Key features include Business banking, Invoicing, Reserves, Integrations. Novo is a popular choice for users looking for quality finance subscriptions.

small-businessbankinginvoicingcash-flow

Personal Capital

Wealth management and financial planning

Personal Capital is a financial and accounting service that provides wealth management and financial planning. Founded in 2009 and headquartered in San Carlos, California, Personal Capital offers 2 pricing plans. It offers a free tier as well as paid plans starting from $undefined/month. Key features include Net worth tracker, Investment analysis, Retirement planner, Fee analyzer. Personal Capital is a popular choice for users looking for quality finance subscriptions.

investingwealthretirementfinancial-planning

Feature Comparison

Side-by-side comparison of features and capabilities

FeatureNovoPersonal Capital
Starting PriceFreeFree
Plans Available22
Year Founded20182009
HeadquartersMiami, FloridaSan Carlos, California
Business banking
Invoicing
Reserves
Integrations
No minimum balance
Net worth tracker
Investment analysis
Retirement planner
Fee analyzer
Cash flow
Budgeting

Pricing Comparison

Compare all available plans and pricing tiers

Novo Pricing

Free
Free
Plus
$9/mo

Personal Capital Pricing

Free tools
Free
Wealth Management
Varies

Frequently Asked Questions

Is Novo or Personal Capital better in 2026?

Both Novo and Personal Capital are excellent finance services. Novo offers Business banking and Invoicing, while Personal Capital features Net worth tracker and Investment analysis. The best choice depends on your specific needs and budget.

How much does Novo cost compared to Personal Capital?

Novo starts at $9/month, while Personal Capital starts at $Free/month. Both offer multiple pricing tiers to fit different budgets.

Can I track both Novo and Personal Capital subscriptions?

Yes! TrackMySubscriptions lets you track all your subscriptions in one place, including Novo and Personal Capital. Get renewal alerts, spending analytics, and never miss a payment — 100% free.

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