Novo vs Philo
A detailed comparison of Novo and Philo in 2026. Compare pricing plans, features, and find out which finance service is right for you.
Novo
Small business banking with integrated invoicing and cash flow tools
Novo is a financial and accounting service that provides small business banking with integrated invoicing and cash flow tools. Founded in 2018 and headquartered in Miami, Florida, Novo offers 2 pricing plans. It offers a free tier as well as paid plans starting from $9/month. Key features include Business banking, Invoicing, Reserves, Integrations. Novo is a popular choice for users looking for quality finance subscriptions.
Philo
Budget-friendly live TV streaming service
Philo is a streaming and entertainment service that provides budget-friendly live tv streaming service. Founded in 2017 and headquartered in San Francisco, California, Philo offers 1 pricing plan. Plans start from $28/month. Key features include 70+ channels, Unlimited DVR, 3 simultaneous streams, On-demand content. Philo is a popular choice for users looking for quality entertainment subscriptions.
Feature Comparison
Side-by-side comparison of features and capabilities
| Feature | Novo | Philo |
|---|---|---|
| Starting Price | Free | $28/mo |
| Plans Available | 2 | 1 |
| Year Founded | 2018 | 2017 |
| Headquarters | Miami, Florida | San Francisco, California |
| Business banking | ||
| Invoicing | ||
| Reserves | ||
| Integrations | ||
| No minimum balance | ||
| 70+ channels | ||
| Unlimited DVR | ||
| 3 simultaneous streams | ||
| On-demand content | ||
| No contract | ||
| Entertainment focus |
Pricing Comparison
Compare all available plans and pricing tiers
Novo Pricing
Philo Pricing
Frequently Asked Questions
Is Novo or Philo better in 2026?
Both Novo and Philo are excellent finance services. Novo offers Business banking and Invoicing, while Philo features 70+ channels and Unlimited DVR. The best choice depends on your specific needs and budget.
How much does Novo cost compared to Philo?
Novo starts at $9/month, while Philo starts at $28/month. Both offer multiple pricing tiers to fit different budgets.
Can I track both Novo and Philo subscriptions?
Yes! TrackMySubscriptions lets you track all your subscriptions in one place, including Novo and Philo. Get renewal alerts, spending analytics, and never miss a payment — 100% free.
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Track Both Services in One Dashboard
Whether you choose Novo, Philo, or both — track all your subscriptions in one place with smart alerts and analytics.