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Novo vs Substack

A detailed comparison of Novo and Substack in 2026. Compare pricing plans, features, and find out which finance service is right for you.

Novo

Small business banking with integrated invoicing and cash flow tools

Novo is a financial and accounting service that provides small business banking with integrated invoicing and cash flow tools. Founded in 2018 and headquartered in Miami, Florida, Novo offers 2 pricing plans. It offers a free tier as well as paid plans starting from $9/month. Key features include Business banking, Invoicing, Reserves, Integrations. Novo is a popular choice for users looking for quality finance subscriptions.

small-businessbankinginvoicingcash-flow

Substack

Platform for independent newsletter writers

Substack is a news and media service that provides platform for independent newsletter writers. Founded in 2017 and headquartered in San Francisco, California, Substack offers 2 pricing plans. It offers a free tier as well as paid plans starting from $undefined/month. Key features include Newsletter platform, Podcasts, Chat, Notes. Substack is a popular choice for users looking for quality news subscriptions.

newslettersindependentwritersplatform

Feature Comparison

Side-by-side comparison of features and capabilities

FeatureNovoSubstack
Starting PriceFreeFree
Plans Available22
Year Founded20182017
HeadquartersMiami, FloridaSan Francisco, California
Business banking
Invoicing
Reserves
Integrations
No minimum balance
Newsletter platform
Podcasts
Chat
Notes
Community
Monetization

Pricing Comparison

Compare all available plans and pricing tiers

Novo Pricing

Free
Free
Plus
$9/mo

Substack Pricing

Free to read
Free
Creator varies
Varies

Frequently Asked Questions

Is Novo or Substack better in 2026?

Both Novo and Substack are excellent finance services. Novo offers Business banking and Invoicing, while Substack features Newsletter platform and Podcasts. The best choice depends on your specific needs and budget.

How much does Novo cost compared to Substack?

Novo starts at $9/month, while Substack starts at $Free/month. Both offer multiple pricing tiers to fit different budgets.

Can I track both Novo and Substack subscriptions?

Yes! TrackMySubscriptions lets you track all your subscriptions in one place, including Novo and Substack. Get renewal alerts, spending analytics, and never miss a payment — 100% free.

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