Novo vs Wave
A detailed comparison of Novo and Wave in 2026. Compare pricing plans, features, and find out which finance service is right for you.
Novo
Small business banking with integrated invoicing and cash flow tools
Novo is a financial and accounting service that provides small business banking with integrated invoicing and cash flow tools. Founded in 2018 and headquartered in Miami, Florida, Novo offers 2 pricing plans. It offers a free tier as well as paid plans starting from $9/month. Key features include Business banking, Invoicing, Reserves, Integrations. Novo is a popular choice for users looking for quality finance subscriptions.
Wave
Free accounting and invoicing for small businesses
Wave is a financial and accounting service that provides free accounting and invoicing for small businesses. Founded in 2010 and headquartered in Toronto, Canada, Wave offers 2 pricing plans. It offers a free tier as well as paid plans starting from $16/month. Key features include Free accounting, Invoicing, Receipts scanning, Payments. Wave is a popular choice for users looking for quality finance subscriptions.
Feature Comparison
Side-by-side comparison of features and capabilities
| Feature | Novo | Wave |
|---|---|---|
| Starting Price | Free | Free |
| Plans Available | 2 | 2 |
| Year Founded | 2018 | 2010 |
| Headquarters | Miami, Florida | Toronto, Canada |
| Business banking | ||
| Invoicing | ||
| Reserves | ||
| Integrations | ||
| No minimum balance | ||
| Free accounting | ||
| Receipts scanning | ||
| Payments | ||
| Payroll | ||
| Reports |
Pricing Comparison
Compare all available plans and pricing tiers
Novo Pricing
Wave Pricing
Frequently Asked Questions
Is Novo or Wave better in 2026?
Both Novo and Wave are excellent finance services. Novo offers Business banking and Invoicing, while Wave features Free accounting and Invoicing. The best choice depends on your specific needs and budget.
How much does Novo cost compared to Wave?
Novo starts at $9/month, while Wave starts at $16/month. Both offer multiple pricing tiers to fit different budgets.
Can I track both Novo and Wave subscriptions?
Yes! TrackMySubscriptions lets you track all your subscriptions in one place, including Novo and Wave. Get renewal alerts, spending analytics, and never miss a payment — 100% free.
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Track Both Services in One Dashboard
Whether you choose Novo, Wave, or both — track all your subscriptions in one place with smart alerts and analytics.