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Novo vs Xero

A detailed comparison of Novo and Xero in 2026. Compare pricing plans, features, and find out which finance service is right for you.

Novo

Small business banking with integrated invoicing and cash flow tools

Novo is a financial and accounting service that provides small business banking with integrated invoicing and cash flow tools. Founded in 2018 and headquartered in Miami, Florida, Novo offers 2 pricing plans. It offers a free tier as well as paid plans starting from $9/month. Key features include Business banking, Invoicing, Reserves, Integrations. Novo is a popular choice for users looking for quality finance subscriptions.

small-businessbankinginvoicingcash-flow

Xero

Cloud accounting software for small businesses

Xero is a financial and accounting service that provides cloud accounting software for small businesses. Founded in 2006 and headquartered in Wellington, New Zealand, Xero offers 3 pricing plans. Plans start from $13/month. Key features include Bank reconciliation, Invoicing, Payroll, Projects. Xero is a popular choice for users looking for quality finance subscriptions.

accountingsmall-businessinvoicingpayroll

Feature Comparison

Side-by-side comparison of features and capabilities

FeatureNovoXero
Starting PriceFree$13/mo
Plans Available23
Year Founded20182006
HeadquartersMiami, FloridaWellington, New Zealand
Business banking
Invoicing
Reserves
Integrations
No minimum balance
Bank reconciliation
Payroll
Projects
Expenses
Multi-currency

Pricing Comparison

Compare all available plans and pricing tiers

Novo Pricing

Free
Free
Plus
$9/mo

Xero Pricing

Starter
$13/mo
Standard
$37/mo
Premium
$70/mo

Frequently Asked Questions

Is Novo or Xero better in 2026?

Both Novo and Xero are excellent finance services. Novo offers Business banking and Invoicing, while Xero features Bank reconciliation and Invoicing. The best choice depends on your specific needs and budget.

How much does Novo cost compared to Xero?

Novo starts at $9/month, while Xero starts at $13/month. Both offer multiple pricing tiers to fit different budgets.

Can I track both Novo and Xero subscriptions?

Yes! TrackMySubscriptions lets you track all your subscriptions in one place, including Novo and Xero. Get renewal alerts, spending analytics, and never miss a payment — 100% free.

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