Novo vs Xero
A detailed comparison of Novo and Xero in 2026. Compare pricing plans, features, and find out which finance service is right for you.
Novo
Small business banking with integrated invoicing and cash flow tools
Novo is a financial and accounting service that provides small business banking with integrated invoicing and cash flow tools. Founded in 2018 and headquartered in Miami, Florida, Novo offers 2 pricing plans. It offers a free tier as well as paid plans starting from $9/month. Key features include Business banking, Invoicing, Reserves, Integrations. Novo is a popular choice for users looking for quality finance subscriptions.
Xero
Cloud accounting software for small businesses
Xero is a financial and accounting service that provides cloud accounting software for small businesses. Founded in 2006 and headquartered in Wellington, New Zealand, Xero offers 3 pricing plans. Plans start from $13/month. Key features include Bank reconciliation, Invoicing, Payroll, Projects. Xero is a popular choice for users looking for quality finance subscriptions.
Feature Comparison
Side-by-side comparison of features and capabilities
| Feature | Novo | Xero |
|---|---|---|
| Starting Price | Free | $13/mo |
| Plans Available | 2 | 3 |
| Year Founded | 2018 | 2006 |
| Headquarters | Miami, Florida | Wellington, New Zealand |
| Business banking | ||
| Invoicing | ||
| Reserves | ||
| Integrations | ||
| No minimum balance | ||
| Bank reconciliation | ||
| Payroll | ||
| Projects | ||
| Expenses | ||
| Multi-currency |
Pricing Comparison
Compare all available plans and pricing tiers
Novo Pricing
Xero Pricing
Frequently Asked Questions
Is Novo or Xero better in 2026?
Both Novo and Xero are excellent finance services. Novo offers Business banking and Invoicing, while Xero features Bank reconciliation and Invoicing. The best choice depends on your specific needs and budget.
How much does Novo cost compared to Xero?
Novo starts at $9/month, while Xero starts at $13/month. Both offer multiple pricing tiers to fit different budgets.
Can I track both Novo and Xero subscriptions?
Yes! TrackMySubscriptions lets you track all your subscriptions in one place, including Novo and Xero. Get renewal alerts, spending analytics, and never miss a payment — 100% free.
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Track Both Services in One Dashboard
Whether you choose Novo, Xero, or both — track all your subscriptions in one place with smart alerts and analytics.