Philo vs Relay
A detailed comparison of Philo and Relay in 2026. Compare pricing plans, features, and find out which entertainment service is right for you.
Philo
Budget-friendly live TV streaming service
Philo is a streaming and entertainment service that provides budget-friendly live tv streaming service. Founded in 2017 and headquartered in San Francisco, California, Philo offers 1 pricing plan. Plans start from $28/month. Key features include 70+ channels, Unlimited DVR, 3 simultaneous streams, On-demand content. Philo is a popular choice for users looking for quality entertainment subscriptions.
Relay
Business banking with collaborative tools and automatic categorization
Relay is a financial and accounting service that provides business banking with collaborative tools and automatic categorization. Founded in 2018 and headquartered in Toronto, Canada, Relay offers 2 pricing plans. It offers a free tier as well as paid plans starting from $30/month. Key features include Business checking, Profit first, Automatic routing, Team access. Relay is a popular choice for users looking for quality finance subscriptions.
Feature Comparison
Side-by-side comparison of features and capabilities
| Feature | Philo | Relay |
|---|---|---|
| Starting Price | $28/mo | Free |
| Plans Available | 1 | 2 |
| Year Founded | 2017 | 2018 |
| Headquarters | San Francisco, California | Toronto, Canada |
| 70+ channels | ||
| Unlimited DVR | ||
| 3 simultaneous streams | ||
| On-demand content | ||
| No contract | ||
| Entertainment focus | ||
| Business checking | ||
| Profit first | ||
| Automatic routing | ||
| Team access | ||
| Accounting sync |
Pricing Comparison
Compare all available plans and pricing tiers
Philo Pricing
Relay Pricing
Frequently Asked Questions
Is Philo or Relay better in 2026?
Both Philo and Relay are excellent entertainment services. Philo offers 70+ channels and Unlimited DVR, while Relay features Business checking and Profit first. The best choice depends on your specific needs and budget.
How much does Philo cost compared to Relay?
Philo starts at $28/month, while Relay starts at $30/month. Both offer multiple pricing tiers to fit different budgets.
Can I track both Philo and Relay subscriptions?
Yes! TrackMySubscriptions lets you track all your subscriptions in one place, including Philo and Relay. Get renewal alerts, spending analytics, and never miss a payment — 100% free.
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Track Both Services in One Dashboard
Whether you choose Philo, Relay, or both — track all your subscriptions in one place with smart alerts and analytics.