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Pleo vs Wave

A detailed comparison of Pleo and Wave in 2026. Compare pricing plans, features, and find out which finance service is right for you.

Pleo

Smart company cards with automated expense management for European businesses

Pleo is a financial and accounting service that provides smart company cards with automated expense management for european businesses. Founded in 2015 and headquartered in Copenhagen, Denmark, Pleo offers 3 pricing plans. It offers a free tier as well as paid plans starting from $39/month. Key features include Company cards, Expense automation, Receipt capture, Budgets. Pleo is a popular choice for users looking for quality finance subscriptions.

expense-managementcorporate-cardsautomationeuropean

Wave

Free accounting and invoicing for small businesses

Wave is a financial and accounting service that provides free accounting and invoicing for small businesses. Founded in 2010 and headquartered in Toronto, Canada, Wave offers 2 pricing plans. It offers a free tier as well as paid plans starting from $16/month. Key features include Free accounting, Invoicing, Receipts scanning, Payments. Wave is a popular choice for users looking for quality finance subscriptions.

freeaccountinginvoicingsmall-business

Feature Comparison

Side-by-side comparison of features and capabilities

FeaturePleoWave
Starting PriceFreeFree
Plans Available32
Year Founded20152010
HeadquartersCopenhagen, DenmarkToronto, Canada
Company cards
Expense automation
Receipt capture
Budgets
Reimbursements
Free accounting
Invoicing
Receipts scanning
Payments
Payroll
Reports

Pricing Comparison

Compare all available plans and pricing tiers

Pleo Pricing

Starter
Free
Essential
$39/mo
Advanced
$89/mo

Wave Pricing

Free
Free
Pro
$16/mo

Frequently Asked Questions

Is Pleo or Wave better in 2026?

Both Pleo and Wave are excellent finance services. Pleo offers Company cards and Expense automation, while Wave features Free accounting and Invoicing. The best choice depends on your specific needs and budget.

How much does Pleo cost compared to Wave?

Pleo starts at $39/month, while Wave starts at $16/month. Both offer multiple pricing tiers to fit different budgets.

Can I track both Pleo and Wave subscriptions?

Yes! TrackMySubscriptions lets you track all your subscriptions in one place, including Pleo and Wave. Get renewal alerts, spending analytics, and never miss a payment — 100% free.

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