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QuickBooks Online vs Wave

A detailed comparison of QuickBooks Online and Wave in 2026. Compare pricing plans, features, and find out which finance service is right for you.

QuickBooks Online

Small business accounting and invoicing

QuickBooks Online is a financial and accounting service that provides small business accounting and invoicing. Founded in 1983 and headquartered in Mountain View, California, QuickBooks Online offers 3 pricing plans. Plans start from $30/month. Key features include Invoicing, Expense tracking, Bank feeds, Tax deductions. QuickBooks Online is a popular choice for users looking for quality finance subscriptions.

accountinginvoicingtaxessmall-business

Wave

Free accounting and invoicing for small businesses

Wave is a financial and accounting service that provides free accounting and invoicing for small businesses. Founded in 2010 and headquartered in Toronto, Canada, Wave offers 2 pricing plans. It offers a free tier as well as paid plans starting from $16/month. Key features include Free accounting, Invoicing, Receipts scanning, Payments. Wave is a popular choice for users looking for quality finance subscriptions.

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Feature Comparison

Side-by-side comparison of features and capabilities

FeatureQuickBooks OnlineWave
Starting Price$30/moFree
Plans Available32
Year Founded19832010
HeadquartersMountain View, CaliforniaToronto, Canada
Invoicing
Expense tracking
Bank feeds
Tax deductions
Payroll add-on
Reports
Free accounting
Receipts scanning
Payments
Payroll

Pricing Comparison

Compare all available plans and pricing tiers

QuickBooks Online Pricing

Simple Start
$30/mo
Essentials
$60/mo
Plus
$90/mo

Wave Pricing

Free
Free
Pro
$16/mo

Frequently Asked Questions

Is QuickBooks Online or Wave better in 2026?

Both QuickBooks Online and Wave are excellent finance services. QuickBooks Online offers Invoicing and Expense tracking, while Wave features Free accounting and Invoicing. The best choice depends on your specific needs and budget.

How much does QuickBooks Online cost compared to Wave?

QuickBooks Online starts at $30/month, while Wave starts at $16/month. Both offer multiple pricing tiers to fit different budgets.

Can I track both QuickBooks Online and Wave subscriptions?

Yes! TrackMySubscriptions lets you track all your subscriptions in one place, including QuickBooks Online and Wave. Get renewal alerts, spending analytics, and never miss a payment — 100% free.

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