Ramp vs Relay
A detailed comparison of Ramp and Relay in 2026. Compare pricing plans, features, and find out which finance service is right for you.
Ramp
Corporate card with automated expense management
Ramp is a financial and accounting service that provides corporate card with automated expense management. Founded in 2019 and headquartered in New York, New York, Ramp offers 3 pricing plans. It offers a free tier as well as paid plans starting from $12/month. Key features include Corporate cards, Expense automation, Bill pay, Accounting integrations. Ramp is a popular choice for users looking for quality finance subscriptions.
Relay
Business banking with collaborative tools and automatic categorization
Relay is a financial and accounting service that provides business banking with collaborative tools and automatic categorization. Founded in 2018 and headquartered in Toronto, Canada, Relay offers 2 pricing plans. It offers a free tier as well as paid plans starting from $30/month. Key features include Business checking, Profit first, Automatic routing, Team access. Relay is a popular choice for users looking for quality finance subscriptions.
Feature Comparison
Side-by-side comparison of features and capabilities
| Feature | Ramp | Relay |
|---|---|---|
| Starting Price | Free | Free |
| Plans Available | 3 | 2 |
| Year Founded | 2019 | 2018 |
| Headquarters | New York, New York | Toronto, Canada |
| Corporate cards | ||
| Expense automation | ||
| Bill pay | ||
| Accounting integrations | ||
| Price intelligence | ||
| Travel | ||
| Business checking | ||
| Profit first | ||
| Automatic routing | ||
| Team access | ||
| Accounting sync |
Pricing Comparison
Compare all available plans and pricing tiers
Ramp Pricing
Relay Pricing
Frequently Asked Questions
Is Ramp or Relay better in 2026?
Both Ramp and Relay are excellent finance services. Ramp offers Corporate cards and Expense automation, while Relay features Business checking and Profit first. The best choice depends on your specific needs and budget.
How much does Ramp cost compared to Relay?
Ramp starts at $12/month, while Relay starts at $30/month. Both offer multiple pricing tiers to fit different budgets.
Can I track both Ramp and Relay subscriptions?
Yes! TrackMySubscriptions lets you track all your subscriptions in one place, including Ramp and Relay. Get renewal alerts, spending analytics, and never miss a payment — 100% free.
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Track Both Services in One Dashboard
Whether you choose Ramp, Relay, or both — track all your subscriptions in one place with smart alerts and analytics.