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Surfshark One vs YNAB

A detailed comparison of Surfshark One and YNAB in 2026. Compare pricing plans, features, and find out which security service is right for you.

Surfshark One

All-in-one cybersecurity bundle with VPN, antivirus, and data breach alerts

Surfshark One is a security and privacy service that provides all-in-one cybersecurity bundle with vpn, antivirus, and data breach alerts. Founded in 2018 and headquartered in Vilnius, Lithuania, Surfshark One offers 2 pricing plans. Plans start from $15.45/month. Key features include VPN, Antivirus, Data breach alerts, Webcam protection. Surfshark One is a popular choice for users looking for quality security subscriptions.

vpnantivirusbundledata-breach

YNAB

Personal budgeting with a proven methodology

YNAB is a financial and accounting service that provides personal budgeting with a proven methodology. Founded in 2004 and headquartered in Lehi, Utah, YNAB offers 1 pricing plan. Plans start from $14.99/month. Key features include Zero-based budgeting, Bank syncing, Goal tracking, Reports. YNAB is a popular choice for users looking for quality finance subscriptions.

budgetingpersonal-financemoney-managementsavings

Feature Comparison

Side-by-side comparison of features and capabilities

FeatureSurfshark OneYNAB
Starting Price$3.49/mo$14.99/mo
Plans Available21
Year Founded20182004
HeadquartersVilnius, LithuaniaLehi, Utah
VPN
Antivirus
Data breach alerts
Webcam protection
Ad blocker
Zero-based budgeting
Bank syncing
Goal tracking
Reports
Real-time sync
Education

Pricing Comparison

Compare all available plans and pricing tiers

Surfshark One Pricing

One Monthly
$15.45/mo
One 2-Year
$3.49/mo

YNAB Pricing

Monthly
$14.99/mo

$109/yr

Frequently Asked Questions

Is Surfshark One or YNAB better in 2026?

Both Surfshark One and YNAB are excellent security services. Surfshark One offers VPN and Antivirus, while YNAB features Zero-based budgeting and Bank syncing. The best choice depends on your specific needs and budget.

How much does Surfshark One cost compared to YNAB?

Surfshark One starts at $15.45/month, while YNAB starts at $14.99/month. Both offer multiple pricing tiers to fit different budgets.

Can I track both Surfshark One and YNAB subscriptions?

Yes! TrackMySubscriptions lets you track all your subscriptions in one place, including Surfshark One and YNAB. Get renewal alerts, spending analytics, and never miss a payment — 100% free.

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Track Both Services in One Dashboard

Whether you choose Surfshark One, YNAB, or both — track all your subscriptions in one place with smart alerts and analytics.

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