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Toggl Track vs Xero

A detailed comparison of Toggl Track and Xero in 2026. Compare pricing plans, features, and find out which productivity service is right for you.

Toggl Track

Simple time tracking for any workflow

Toggl Track is a productivity and collaboration service that provides simple time tracking for any workflow. Founded in 2006 and headquartered in Tallinn, Estonia, Toggl Track offers 3 pricing plans. It offers a free tier as well as paid plans starting from $10/month. Key features include One-click timer, Reports, Project tracking, Team dashboard. Toggl Track is a popular choice for users looking for quality productivity subscriptions.

time-trackingreportsprojectsteam

Xero

Cloud accounting software for small businesses

Xero is a financial and accounting service that provides cloud accounting software for small businesses. Founded in 2006 and headquartered in Wellington, New Zealand, Xero offers 3 pricing plans. Plans start from $13/month. Key features include Bank reconciliation, Invoicing, Payroll, Projects. Xero is a popular choice for users looking for quality finance subscriptions.

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Feature Comparison

Side-by-side comparison of features and capabilities

FeatureToggl TrackXero
Starting PriceFree$13/mo
Plans Available33
Year Founded20062006
HeadquartersTallinn, EstoniaWellington, New Zealand
One-click timer
Reports
Project tracking
Team dashboard
Integrations
Pomodoro
Bank reconciliation
Invoicing
Payroll
Projects
Expenses
Multi-currency

Pricing Comparison

Compare all available plans and pricing tiers

Toggl Track Pricing

Free
Free
Starter
$10/mo
Premium
$20/mo

Xero Pricing

Starter
$13/mo
Standard
$37/mo
Premium
$70/mo

Frequently Asked Questions

Is Toggl Track or Xero better in 2026?

Both Toggl Track and Xero are excellent productivity services. Toggl Track offers One-click timer and Reports, while Xero features Bank reconciliation and Invoicing. The best choice depends on your specific needs and budget.

How much does Toggl Track cost compared to Xero?

Toggl Track starts at $10/month, while Xero starts at $13/month. Both offer multiple pricing tiers to fit different budgets.

Can I track both Toggl Track and Xero subscriptions?

Yes! TrackMySubscriptions lets you track all your subscriptions in one place, including Toggl Track and Xero. Get renewal alerts, spending analytics, and never miss a payment — 100% free.

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